563 GALLAGHER STREET SW, PALM BAY, FL, 32908
Active0 days on marketListed Sep 20, 2026MLS #O6443173
About this home
563 GALLAGHER STREET SW
Virtually Staged. MOVE-IN READY • BUILT IN 2020 • NO HOA! Welcome to this 4-bedroom, 2-bath single-story home in Palm Bay’s Port Malabar community. Enjoy a split-bedroom floor plan, open-concept living, fresh paint, new bedroom carpet, and luxury vinyl plank flooring throughout the main living areas. The kitchen features a center island and ample cabinet and counter space, while a separate formal living area offers flexible space for an office or bonus room. The primary suite includes an ensuite bath and walk-in closet, with three additional bedrooms and a full bath located separately. An inside laundry room and 2-car garage add convenience. Outside, the fully fenced backyard is perfect for pets, entertaining, or enjoying the Florida sunshine. Custom hurricane shutters are included. Located near beaches, schools, and rocket launches, with the beach approximately 20 minutes away. No HOA and move-in ready! A great opportunity to enjoy comfortable Florida living in a convenient Space Coast location.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,824
Sqft
0.23 ac
Lot size
2
Garage
2020
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,510 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,510/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs Palm Bay actives
$181 vs $191
Days on market
0 vs 42 typical
Where $181/sqft sits among the 165 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Compound
Get to know Palm Bay. See the full Palm Bay guide →
The Compound — neighborhood snapshot
Population
2,892
Median age
39
Median income
$60,410
Median home value
$265,758
Avg household
3
Households w/ children
405
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $325K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
75 of 165
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 602% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 563 GALLAGHER STREET SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$300,000
2280 GASCON ROAD SW · same community
4 bd · 2 ba · 1,821 sqft · $165/sqft · 16 DOM
Sold · Feb ’26$310,000
1915 GANYARD AVENUE SW · same community
4 bd · 2 ba · 1,830 sqft · $169/sqft · 168 DOM
Sold · Nov ’25$325,000
2397 FALLKIRK AVENUE · same community
4 bd · 2 ba · 1,833 sqft · $177/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 563 GALLAGHER STREET SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 563 GALLAGHER STREET SW — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
563 GALLAGHER STREET SW FAQs
What would the monthly payment be for 563 GALLAGHER STREET SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 563 GALLAGHER STREET SW?+
The most recent tax bill on record (2025) was $3,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 563 GALLAGHER STREET SW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $330,000, this home is listed about 3% below the Palm Bay median of $341,495. The market section on this page shows how the area is trending.
Which schools are assigned to 563 GALLAGHER STREET SW?+
Westside Elementary School (elementary), Bayside High School (high), Southwest Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Christine Landrau. MLS #O6443173.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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