CENTURY 21 Edge
$489,0006 bd4 ba2,526 sqft$194 /sqft$3,287 /mo all-in ↓

8951 N MENDOZA WAY, CITRUS SPRINGS, FL, 34434

Active2 days on marketListed Sep 18, 2026MLS #O6443212

New construction1/2 DuplexCITRUS SPGS UNIT 01

About this home

8951 N MENDOZA WAY

Virtually Staged. Under Construction. Excellent opportunity to own a brand-new duplex situated on a corner lot in Citrus Springs, a peaceful and growing community with strong potential for future appreciation. The property includes 3,416 total square feet, with 1,708 square feet allocated to each unit. The duplex has 2,526 total square feet of living area under air, providing 1,263 square feet for each unit. Each unit features three bedrooms and two bathrooms. The private primary suite is separated from the additional bedrooms, providing greater comfort and privacy. The primary bathroom includes a vanity with dual sinks and a spacious walk-in shower without a bathtub. The two additional bedrooms provide ample space and share a second bathroom equipped with a vanity cabinet. The spacious and functional kitchen features modern cabinetry, generous storage space, and seamless integration with the dining and living areas. This open-concept layout creates a modern and inviting environment, ideal for everyday living and entertaining. Each kitchen will be equipped with a refrigerator, stove, microwave, and dishwasher. High ceilings enhance the sense of space, natural light, and quality throughout the interior. Each unit also includes a dedicated laundry area; however, a washer, dryer, and laundry cabinets are not included. Each residence features a private one-car garage and an excellent covered lanai measuring approximately 160 square feet, providing a comfortable outdoor space for relaxing and entertaining. The private garage adds convenience for residents and increases the property’s rental appeal. Conveniently located near everyday essentials, shopping, schools, and some of the area’s most popular natural attractions: Approximately 1.3 miles from Dollar General Approximately 2.7 miles from Citrus Springs Middle School Approximately 3.9 miles from Citrus Springs Elementary School Approximately 5.5 miles from Publix at Rainbow Square Shopping Center Approximately 5.9 miles from Walmart Supercenter Approximately 9.3 miles from Rainbow Springs State Park Approximately 15.6 miles from Three Sisters Springs This duplex is an excellent option for investors seeking rental income from two separate units. It is also ideal for an owner-occupant who would like to live in one unit and rent the other while maintaining comfort, independence, and privacy. Explore our 3D virtual tour to discover the layout and experience the potential of each space: Access the 3D Virtual Tour The property will be delivered unfurnished and without décor. Images and the 3D virtual tour featuring the furnished model are provided for illustrative purposes only and are intended to demonstrate the potential of the spaces. Estimated completion and delivery: October 2026.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

2,526

Sqft

0.26 ac

Lot size

1

Garage

2026

Year built

One

Levels

$194

Per sqft

Inside

FlooringVinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$381/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,287 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property tax — 2025 actual bill$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,115
Interest rate6.00%
Loan term

Estimated payment

$3,287/mo

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property taxes (actual bill)$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CITRUS SPGS UNIT 01

$194 vs $170

Days on market

2 vs 79 typical

Where $194/sqft sits among the 8 homes for sale in CITRUS SPGS UNIT 01

3
3
1
0
0
1 · this home
$161–167$167–173$173–179$179–185$185–191$191+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Get to know Citrus Springs. See the full Citrus Springs guide →

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$269K$263K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

4 of 8

CITRUS SPGS UNIT 01 have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the Citrus Springs median. See the full Citrus Springs market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $489,000 · 2 days on market since
2026Built · CITRUS SPGS UNIT 01

Reality check

What actually sold near 8951 N MENDOZA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9262 N ALPINIA DRIVESold · Jul ’26

$295,000

9262 N ALPINIA DRIVE · same community

4 bd · 3 ba · 2,081 sqft · $142/sqft · 72 DOM

1578 W HILL LANESold · Nov ’25

$300,000

1578 W HILL LANE · same community

3 bd · 2 ba · 1,965 sqft · $153/sqft · 2 DOM

8963 N COMMODORE DRIVESold · Jul ’26

$333,371

8963 N COMMODORE DRIVE · same community

3 bd · 2 ba · 1,924 sqft · $173/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 8951 N MENDOZA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8951 N MENDOZA WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8951 N MENDOZA WAY FAQs

What would the monthly payment be for 8951 N MENDOZA WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,287/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8951 N MENDOZA WAY?+

The most recent tax bill on record (2025) was $381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Citrus Springs?+

At $489,000, this home is listed about 77% above the Citrus Springs median of $275,798. The market section on this page shows how the area is trending.

Listing courtesy of I LOVE ORLANDO REALTY INC · Adriano Almeida LLC. MLS #O6443212.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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