520 LAUREL LANE, LAKELAND, FL, 33813
Active30 days on marketListed Sep 18, 2026MLS #O6443216
About this home
520 LAUREL LANE
Discover this beautifully maintained 3-bedroom, 3.5-bath Lakeland pool home, offering the perfect blend of comfort, style, and Florida living. With a brand-new roof installed in September 2026, this home offers added peace of mind. Step inside to a welcoming layout featuring a chef-inspired kitchen with abundant cabinetry, stainless steel appliances, and plenty of workspace for everyday cooking and entertaining. The spacious primary suite serves as a private retreat, complete with dual closets for exceptional storage. Outside, your own backyard oasis awaits—highlighted by a sparkling inground pool perfect for relaxing, hosting gatherings, or enjoying sunny Florida afternoons. Situated in a prime Lakeland location with easy access to major highways, shopping, dining, and everyday conveniences, this home delivers lifestyle and value. Opportunities like this don’t last—make your move before this Lakeland gem slips away.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,135
Sqft
0.32 ac
Lot size
2
Garage
1960
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,991 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,991/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
$/sqft vs NOT IN SUBDIVISION
$192 vs $241
Days on market
30 vs 61 typical
Where $192/sqft sits among the 129 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
74 of 129
NOT IN SUBDIVISION have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 LAUREL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$250,000
19750 SE 30TH STREET · same community
3 bd · 2 ba · 1,950 sqft · $128/sqft · 48 DOM
Sold · Mar ’26$1,450,000
3800 GERBER DAIRY ROAD · same community
3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM
Sold · May ’26$565,000
1270 SW 14TH STREET · same community
3 bd · 2 ba · 1,784 sqft · $317/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 520 LAUREL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 LAUREL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
520 LAUREL LANE FAQs
What would the monthly payment be for 520 LAUREL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,991/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 520 LAUREL LANE?+
The most recent tax bill on record (2025) was $2,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 LAUREL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $409,000, this home is listed about 24% above the Lakeland median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 520 LAUREL LANE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6443216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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