9320 CYPRESS COVE DRIVE, ORLANDO, FL, 32819
Active47 days on marketListed Sep 20, 2026MLS #O6443224
About this home
9320 CYPRESS COVE DRIVE
One or more photo(s) was virtually staged. Contemporary lakefront luxury meets exceptional multigenerational living on the shores of Lake Tibet Butler, part of the renowned Butler Chain of Lakes, in the highly desirable Bay Hill area. Thoughtfully expanded in 2019 with an extensive modern addition by renowned builder Phil Kean, this distinctive waterfront residence offers dramatic architecture, expansive living spaces and breathtaking lake views throughout. Designed to accommodate both everyday living and sophisticated entertaining, the home features six bedrooms, six baths, two primary suites—one upstairs and one downstairs—along with a flex room, game room and spacious loft. Soaring ceilings, expansive picture windows and a fireplace create an impressive interior atmosphere while allowing the beauty of Lake Tibet Butler to remain a constant backdrop. Virtually preview the home through the virtual tour link, complete with video and floor plan. A remarkable feature of the residence is the attached first-floor lakeside villa, offering exceptional privacy and versatility for multigenerational living, extended family or guests. Complete with its own full-size kitchen, private ensuite and dedicated living quarters, the villa provides the comfort and independence of a separate residence while remaining seamlessly connected to the main home. The outdoor living experience is equally impressive. A sleek modern lap pool complements the contemporary architecture, while the covered outdoor patio and expansive lakeside viewing deck create inviting spaces for entertaining, relaxing and enjoying spectacular waterfront vistas. Evenings are especially memorable, with sweeping views across Lake Tibet Butler culminating in a spectacular nightly display of Disney fireworks illuminating the horizon beyond the water. A private boat dock and lift provide direct access to the Butler Chain of Lakes, offering an extraordinary lifestyle of boating, watersports and sunset cruises from your own backyard. Additional highlights include an oversized four-car garage and abundant flexible living space ideally suited for today’s luxury lifestyle. All of this is located just a short golf-cart ride from Bay Hill Country Club and minutes from Orlando’s famed Restaurant Row, premier shopping, world-renowned attractions and entertainment. A rare opportunity to experience contemporary architecture, multigenerational versatility and the coveted Butler Chain of Lakes lifestyle from one exceptional waterfront residence.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
8,157
Sqft
0.68 ac
Lot size
4
Garage
1983
Year built
Two
Levels
$576
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$33,910 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$33,910/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+66.6%
$/sqft vs Orlando actives
$576 vs $242
Days on market
47 vs 57 typical
Where $576/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
South Bay — neighborhood snapshot
Population
721
Median age
53
Median income
$122,406
Median home value
$573,400
Avg household
3
Households w/ children
66%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$405K → $385K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
190 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1492% above the ORLANDO 32819 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 9320 CYPRESS COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$2,250,000
9000 SHAWN PARK PLACE · same community
6 bd · 5 ba · 5,071 sqft · $444/sqft · 47 DOM
Sold · Aug ’26$980,000
8905 SOUTH BAY DRIVE · same community
4 bd · 3.5 ba · 3,220 sqft · $304/sqft · 0 DOM
Sold · Mar ’26$850,000
7906 LOST COVE COURT · same community
3 bd · 2.5 ba · 3,192 sqft · $266/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9320 CYPRESS COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9320 CYPRESS COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9320 CYPRESS COVE DRIVE FAQs
What would the monthly payment be for 9320 CYPRESS COVE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $33,910/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9320 CYPRESS COVE DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9320 CYPRESS COVE DRIVE?+
The most recent tax bill on record (2025) was $28,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9320 CYPRESS COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $4,695,000, this home is listed about 1120% above the Orlando median of $384,990. The market section on this page shows how the area is trending.
Which schools are assigned to 9320 CYPRESS COVE DRIVE?+
Dr. Phillips Elementary (elementary), Southwest Middle (middle), Dr. Phillips High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,695,000 runs 1492% above the ORLANDO 32819 median — but at 8,157 sqft it's also nearly 5 times the size of the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Dr. Phillips Elementary, Southwest Middle, Dr. Phillips High — Dr. Phillips Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JULIAN PROPERTIES, INC. · Bo Julian. MLS #O6443224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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