CENTURY 21 Edge
$4,695,0006 bd6 ba8,157 sqft$576 /sqft$29,698 /mo all-in ↓

9320 CYPRESS COVE DRIVE, ORLANDO, FL, 32819

Active0 days on marketListed Sep 20, 2026MLS #O6443224

WaterfrontPrivate poolSingle Family ResidenceSOUTH BAY

About this home

9320 CYPRESS COVE DRIVE

Contemporary lakefront luxury meets exceptional multigenerational living on the shores of Lake Tibet Butler, part of the renowned Butler Chain of Lakes, in the highly desirable Bay Hill area. Thoughtfully expanded in 2019 with an extensive modern addition by renowned builder Phil Kean, this distinctive waterfront residence offers dramatic architecture, expansive living spaces and breathtaking lake views throughout. Designed to accommodate both everyday living and sophisticated entertaining, the home features six bedrooms, six baths, two primary suites—one upstairs and one downstairs—along with a flex room, game room and spacious loft. Soaring ceilings, expansive picture windows and a fireplace create an impressive interior atmosphere while allowing the beauty of Lake Tibet Butler to remain a constant backdrop. Virtual preview this home in the virtual tour link complete with video and floor plan. A remarkable feature of the residence is the attached first-floor lakeside villa, offering exceptional privacy and versatility for multigenerational living, extended family or guests. Complete with its own full-size kitchen, private ensuite and dedicated living quarters, the villa provides the comfort and independence of a separate residence while remaining seamlessly connected to the main home. The outdoor living experience is equally impressive. A sleek modern lap pool complements the contemporary architecture, while the covered outdoor patio and expansive lakeside viewing deck create inviting spaces for entertaining, relaxing and enjoying spectacular waterfront vistas. A private boat dock and lift provide direct access to the Butler Chain of Lakes, offering an extraordinary lifestyle of boating, watersports and sunset cruises from your own backyard. Additional highlights include an oversized four-car garage and abundant flexible living space ideally suited for today’s luxury lifestyle. All of this is located just a short golf-cart ride from Bay Hill Country Club and minutes from Orlando’s famed Restaurant Row, premier shopping, world-renowned attractions and entertainment. A rare opportunity to experience contemporary architecture, multigenerational versatility and the coveted Butler Chain of Lakes lifestyle from one exceptional waterfront residence. Preview this home in the virtual tour link complete with video and floor plan.

Facts & features

The home at a glance

6

Bedrooms

6

Bathrooms

8,157

Sqft

0.68 ac

Lot size

4

Garage

1983

Year built

Two

Levels

$576

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Travertine · Hardwood
AppliancesDishwasher · Disposal · Exhaust Fan · Freezer · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesNortheast
ParkingGarage Faces Side · Oversized
ExteriorPrivate Mailbox

Community & fees

HOA fee$100/mo
Taxes (2025)$28,125/yr
PetsYes
CommunityDock · Deed Restrictions · Playground · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$29,698 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$25,334
PMI (est., until 20% equity)$1,761
Property tax — 2025 actual bill$2,344
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $469,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $469,500
Interest rate6.00%
Loan term

Estimated payment

$29,698/mo

Principal & interest$25,334
PMI (est., until 20% equity)$1,761
Property taxes (actual bill)$2,344
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside South Bay

Drive times from this address

Universal Orlando12 min
Downtown Orlando20 min
Walt Disney World24 min
Orlando Int’l Airport (MCO)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

South Bay — neighborhood snapshot

Population

721

Median age

53

Median income

$122,406

Median home value

$573,400

Avg household

3

Households w/ children

66%

For the school run

Orange County School District

ElementaryDr. Phillips Elementary★★★★
MiddleSouthwest Middle★★★★★
HighDr. Phillips High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1492% above the ORLANDO 32819 median. See the full Orlando market guide →

Paper trail

This home's history

Sep 20, 2026Listed at $4,695,000 · 0 days on market since
1983Built · SOUTH BAY

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 9320 CYPRESS COVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9320 CYPRESS COVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9320 CYPRESS COVE DRIVE FAQs

What would the monthly payment be for 9320 CYPRESS COVE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $29,698/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9320 CYPRESS COVE DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9320 CYPRESS COVE DRIVE?+

The most recent tax bill on record (2025) was $28,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9320 CYPRESS COVE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $4,695,000, this home is listed about 1119% above the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 9320 CYPRESS COVE DRIVE?+

Dr. Phillips Elementary (elementary), Southwest Middle (middle), Dr. Phillips High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$4,695,000 runs 1492% above the ORLANDO 32819 median — but at 8,157 sqft it's also nearly 5 times the size of the typical Orlando listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Orlando market that averages 42 — if it fits, move quickly.

04Strong assigned schools

Dr. Phillips Elementary, Southwest Middle, Dr. Phillips High — Dr. Phillips Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JULIAN PROPERTIES, INC. · Bo Julian. MLS #O6443224.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Orlando homes, in your inbox

Like 9320 CYPRESS COVE DRIVE but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Iain to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 11:18 PM UTC. The listing information on this page last changed on September 20, 2026 at 11:18 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 11:18 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 11:18 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.