CENTURY 21 Edge
$359,9005 bd2 ba2,104 sqft$171 /sqft≈$2,981 /mo all-in ↓

714 AVENUE O SE, WINTER HAVEN, FL, 33880

Active5 days on marketListed Oct 7, 2026MLS #O6443591

Private poolSingle Family ResidenceHIGHLAND ESTATES

About this home

714 AVENUE O SE

Welcome to 714 Avenue O SE! Situated in a prime SE Winter Haven neighborhood (Polk County), this fully modernized, single-story Mid-Century Ranch features 5 bedrooms, 2 bathrooms, and 2,104 sq ft of open living space. Constructed in 1964 on a 0.32-acre lot, shaded by mature Florida oak trees, the interior includes tile flooring, central air conditioning, a wood-burning fireplace, and an updated kitchen with stainless steel appliances and solid wood cabinetry. Highlights feature an attached car garage, tankless gas water heater, impact/double-pane windows, and an indoor laundry room. Step outside to your private oasis featuring a fully renovated in-ground pool, screened lanai, open patio, and brand-new privacy-fenced backyard. Conveniently zoned for Chain of Lakes Elementary and Winter Haven Senior High!

Facts & features

The home at a glance

5

Bedrooms

2

Bathrooms

2,104

Sqft

0.32 ac

Lot size

2

Garage

1964

Year built

One

Levels

$171

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Sliding Doors

Community & fees

Taxes (2025)$6,514/yr
CommunityNone

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,981 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$543
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate6.00%
Loan term

Estimated payment

$2,981/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$543
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$291KedgeAI estimate $336,481 · range $303K–$370K$385K

vs edgeAI estimate

+7%

$/sqft vs Winter Haven actives

$171 vs $171

Days on market

5 vs 77 typical

Where $171/sqft sits among the 400 Winter Haven actives

42
63
107 · this home
102
40
46
$96–122$122–147$147–173$173–199$199–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Drive times from this address

Walt Disney World≈ 46 min
Universal Orlando≈ 56 min
Downtown Tampa≈ 57 min
Downtown Orlando≈ 62 min
Orlando Int’l Airport (MCO)≈ 67 min
Tampa Int’l Airport (TPA)≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33880 — neighborhood snapshot

Population

42,336

Median age

36.5

Median income

$56,803

Median home value

$200,900

Avg household

2.8

Households w/ children

5,516

For the school run

Polk County School District

MiddleWestwood Middle School★★★★★
ElementaryFred G. Garner Academy★★★★★
HighLake Region High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$283K → $279K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

208 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $359,900 · 5 days on market since
1964Built · HIGHLAND ESTATES

Reality check

What actually sold near 714 AVENUE O SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9529 UPLAND DRIVESold · Dec ’25

$178,000

9529 UPLAND DRIVE · same community

2 bd · 2 ba · 1,702 sqft · $105/sqft · 1 DOM

1500 8TH STREET SESold · Nov ’25

$365,000

1500 8TH STREET SE · same community

3 bd · 2 ba · 2,617 sqft · $139/sqft · 402 DOM

57 VENTURA DRIVESold · Sep ’26

$480,000

57 VENTURA DRIVE · same community

3 bd · 2 ba · 1,558 sqft · $308/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 714 AVENUE O SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 714 AVENUE O SE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

714 AVENUE O SE FAQs

What would the monthly payment be for 714 AVENUE O SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,981/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 714 AVENUE O SE?+

The most recent tax bill on record (2025) was $6,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $359,900, this home is listed about 26% above the Winter Haven median of $284,995. The market section on this page shows how the area is trending.

Which schools are assigned to 714 AVENUE O SE?+

Westwood Middle School (middle), Fred G. Garner Academy (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$359,900 runs 60% above the WINTER HAVEN 33880 median — but at 2,104 sqft it's also 27% larger than the typical Winter Haven listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Winter Haven market that averages 77 — if it fits, move quickly.

Listing courtesy of HOUWZER INC · Ileana Perez. MLS #O6443591.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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