CENTURY 21 Edge
$1,375,0004 bd4 ba4,046 sqft$340 /sqft≈$9,215 /mo all-in ↓

4512 OLD CARRIAGE TRAIL, OVIEDO, FL, 32765

Active15 days on marketListed Sep 25, 2026MLS #O6443608

Private poolSingle Family ResidenceSTONEHURST

About this home

4512 OLD CARRIAGE TRAIL

UPDATED, ELEVATED & DESIGNED FOR FLORIDA LIVING – this gorgeous 4-bedroom, 4-bath POOL HOME on a .37 ACRE LOT with a 3-CAR SIDE-ENTRY GARAGE is set along the tree-lined streets of GATED STONEHURST in sought-after OVIEDO! Major improvements include a NEW A/C (2026), NEW PAVER DRIVEWAY & WALKWAY (2026), refreshed LANDSCAPING (2026), a stunning KITCHEN RENOVATION (2025), UPDATED BATHROOMS (2025), NEW FLOORING THROUGHOUT (2025), refreshed BUILT-IN FIREPLACE/SHELVING (2025), UPDATED WATER HEATER (2022) and a NEWER ROOF (2021). Light, bright and beautifully curated, the interior pairs comfortable luxury with COFFERED CEILINGS, CUSTOM MILLWORK and an easy-flowing layout designed for everyday living and entertaining. Formal living and dining rooms offer dedicated gathering spaces, while the heart of the home opens into a spacious family room and showpiece kitchen. The remodeled kitchen delivers endless storage, a GAS COOKTOP, CUSTOM RANGE HOOD, upgraded BUILT-IN STAINLESS STEEL APPLIANCES and an extended BREAKFAST BAR, all overlooking the main family room. A built-in feature wall with a gas fireplace and a large picture window create an inviting space to come home to everyday. Your oversized MAIN FLOOR PRIMARY SUITE offers privacy and a SPA-INSPIRED EN-SUITE BATH, while upstairs you will find three additional bedrooms, two full baths and a comfortable LOFT for flexible bonus space. A dedicated laundry room plus the mudroom/drop zone add everyday function at the garage entry. Step outside into a true BACKYARD OASIS with a large COVERED PAVER LANAI, poolside BUILT-IN GRILL/SUMMER KITCHEN, OPEN AIR POOL & SPA, multiple seating areas and green space, all surrounded by VINYL PRIVACY FENCING. Stonehurst offers its residents a gated entrance, mature trees, park and playground, with a fantastic location just off Tuskawilla Road near Red Bug Lake Road, SR 417 and SR 426. Zoned for A-RATED SCHOOLS Red Bug Elementary, Tuskawilla Middle and Lake Howell High. Luxury upgrades, versatile living spaces, a private pool and spa, and a prime Oviedo location make this one a must see!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

4,046

Sqft

0.37 ac

Lot size

3

Garage

1999

Year built

Two

Levels

$340

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Yard · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$160/mo
Taxes (2025)$11,518/yr
PetsYes
CommunityGated Community - No Guard · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,215 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,419
PMI (est., until 20% equity)$516
Property tax — 2025 actual bill$960
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $137,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $137,500
Interest rate6.00%
Loan term

Estimated payment

$9,215/mo

Principal & interest$7,419
PMI (est., until 20% equity)$516
Property taxes (actual bill)$960
HOA / condo fee$160
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$914KedgeAI estimate $1,057,759 · range $952K–$1.2M$1.4M

vs edgeAI estimate

+30%

$/sqft vs Oviedo actives

$340 vs $242

Days on market

15 vs 63 typical

Where $340/sqft sits among the 191 Oviedo actives

41
48
41
32
16
13 · this home
$186–212$212–238$238–263$263–289$289–314$314+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Drive times from this address

Downtown Orlando≈ 19 min
Orlando Int’l Airport (MCO)≈ 28 min
Universal Orlando≈ 32 min
Walt Disney World≈ 45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

MiddleJackson Heights Middle School★★★★★
ElementaryLawton Elementary School★★★★★
HighOviedo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market — 2.6 months of inventoryBuyer’s market

$530K → $540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

126 of 191

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 220% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $1,375,000 · 15 days on market since
1999Built · STONEHURST

Reality check

What actually sold near 4512 OLD CARRIAGE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1319 HEAVENLY COVESold · Nov ’25

$910,000

1319 HEAVENLY COVE

4 bd · 3.5 ba · 4,088 sqft · $223/sqft · 139 DOM

100 MILINDA LANESold · Jun ’26

$1,082,000

100 MILINDA LANE

5 bd · 5 ba · 3,896 sqft · $278/sqft · 14 DOM

2138 TALMAN COURTSold · Aug ’26

$1,450,000

2138 TALMAN COURT

4 bd · 5 ba · 4,249 sqft · $341/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 4512 OLD CARRIAGE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4512 OLD CARRIAGE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4512 OLD CARRIAGE TRAIL FAQs

What would the monthly payment be for 4512 OLD CARRIAGE TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,215/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4512 OLD CARRIAGE TRAIL?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4512 OLD CARRIAGE TRAIL?+

The most recent tax bill on record (2025) was $11,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4512 OLD CARRIAGE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $1,375,000, this home is listed about 183% above the Oviedo median of $486,210. The market section on this page shows how the area is trending.

Which schools are assigned to 4512 OLD CARRIAGE TRAIL?+

Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,375,000 runs 220% above the OVIEDO 32765 median — but at 4,046 sqft it's also nearly twice the size of the typical Oviedo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6443608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Oviedo homes, in your inbox

Like 4512 OLD CARRIAGE TRAIL but not quite? A daily digest of every new listing in Oviedo — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Shawn to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 10, 2026 at 8:52 AM UTC. The listing information on this page last changed on October 10, 2026 at 8:52 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 10, 2026 at 8:52 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 10, 2026 at 8:52 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.