CENTURY 21 Edge
$1,895$2,1003 bd2 ba1,480 sqft$1 /sqft≈$174 /mo all-in ↓

1020 S SCENIC HIGHWAY, LAKE WALES, FL, 33853

Active20 days on marketListed Sep 22, 2026MLS #O6443879

✦ Priced 99% below the LAKE WALES 33853 median✦ Reduced $205WaterfrontSingle Family ResidenceRIDGE MANOR

About this home

1020 S SCENIC HIGHWAY

SUNSET VIEWS! Lakefront living with a completely renovated home—this one is truly special! This solid-block 3-bedroom, 2-bath home has been thoughtfully updated from top to bottom, offering modern style, quality improvements, and beautiful waterfront views. Major updates include a brand-new roof and brand-new A/C system, along with extensive interior renovations designed for comfortable, low-maintenance living. Inside, you'll find durable flooring throughout and a stunning brand-new designer kitchen featuring new cabinetry, sleek countertops, and high-end appliances. Both bathrooms have been beautifully renovated with spa-inspired finishes and elegant walk-in showers. The updates continue throughout the home with brand-new outlets, switches, and light fixtures, giving the entire property a fresh, cohesive feel. The open and functional floor plan provides comfortable living space and flows naturally toward the spacious backyard. And then there's the view! Step outside to enjoy direct lakefront living and gorgeous sunset views over the water. Whether you're entertaining, relaxing with your morning coffee, or unwinding at the end of the day, the backyard provides a peaceful setting you'll love coming home to. With the roof, A/C, kitchen, bathrooms, electrical fixtures, flooring, and other major components already updated, much of the work has been done for you. The combination of lakefront property, extensive renovations, a spacious lot, and low property taxes makes this an excellent opportunity for a homeowner or investor. Homes offering this level of renovation and lakefront appeal are hard to find. Come see the views, appreciate the updates, and imagine yourself enjoying your own piece of lakefront Florida. Schedule your private showing today! Additional feature: Property is equipped with a 4K video doorbell. Application Details: * $60 application fee per adult * Income must be at least 3x the monthly rent * No prior evictions * Credit scores under 620 may require a higher deposit * Credit scores under 600 will not be approved Optional Resident Benefits Package (RBP) All Greater Orlando Property Management residents can be enrolled in the Resident Benefits Package (RBP) for $37/month which includes liability insurance, credit building to help boost the resident’s credit score with timely rent payments, up to $1M Identity Theft Protection, HVAC air filter delivery (for applicable properties), move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, on-demand pest control, and much more! More details upon application.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,480

Sqft

0.5 ac

Lot size

2

Garage

1980

Year built

One

Levels

$1

Per sqft

WaterfrontFireplace

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Vaulted Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

FacesEast
ExteriorAwning(s) · None

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public
WaterPrivate

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $66Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $66
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Wales actives

$1 vs $167

Days on market

20 vs 84 typical

Where $1/sqft sits among the 384 Lake Wales actives

0 · this home
22
110
149
64
39
$1–51$51–101$101–151$151–201$201–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Drive times from this address

Walt Disney World≈ 50 min
Universal Orlando≈ 61 min
Downtown Orlando≈ 67 min
Orlando Int’l Airport (MCO)≈ 71 min
Downtown Tampa≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33853 — neighborhood snapshot

Population

12,385

Median age

37.3

Median income

$40,938

Median home value

$198,100

Avg household

2.57

Households w/ children

1,565

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★★
HighBartow Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$275K → $249K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

179 of 384

Lake Wales actives have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the LAKE WALES 33853 median. See the full Lake Wales market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,895 ▼ $205
Sep 22, 2026Listed at $2,100 · 20 days on market since
1980Built · RIDGE MANOR

Reality check

What actually sold near 1020 S SCENIC HIGHWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5804 VIKING ROADSold · Jul ’26

$315,000

5804 VIKING ROAD · same community

4 bd · 2 ba · 1,456 sqft · $216/sqft · 462 DOM

235 RIDGE MANOR DRIVESold · Jul ’26

$240,000

235 RIDGE MANOR DRIVE · same community

3 bd · 2 ba · 1,338 sqft · $179/sqft · 30 DOM

34159 RIDGE MANOR DRIVESold · Jun ’26

$479,000

34159 RIDGE MANOR DRIVE · same community

4 bd · 3 ba · 2,318 sqft · $207/sqft · 223 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1020 S SCENIC HIGHWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1020 S SCENIC HIGHWAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1020 S SCENIC HIGHWAY FAQs

What would the monthly payment be for 1020 S SCENIC HIGHWAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1020 S SCENIC HIGHWAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $1,895, this home is listed about 99% below the Lake Wales median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1020 S SCENIC HIGHWAY?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAKE WALES 33853 market on paper

$1,895 is 99% below the LAKE WALES 33853 median of $219,925, and at $1/sqft it sits under the Lake Wales average of $188.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $2,100, now $1,895 — a $205 cut. The full history is in the market section below.

Listing courtesy of ELITE REAL ESTATE AND PROPERTY MANAGEMENT · Jessica Falvey. MLS #O6443879.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1020 S SCENIC HIGHWAY, LAKE WALES, FL — 3 Bed, 2 Bath — $1,895 | CENTURY 21 Edge