CENTURY 21 Edge
$449,0004 bd2.5 ba2,463 sqft$182 /sqft≈$3,503 /mo all-in ↓

2631 E LAKE POINTE DRIVE, KISSIMMEE, FL, 34744

Active16 days on marketListed Sep 24, 2026MLS #O6443939

Single Family ResidenceEAST LAKE PRESERVE PH 3

About this home

2631 E LAKE POINTE DRIVE

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to this BEAUTIFULLY MAINTAINED 2020-BUILT, 4-BEDROOM, 2.5-BATHROOM HOME in the desirable East Lake Preserve community of Kissimmee. Thoughtfully designed with a spacious TWO-STORY FLOOR PLAN, multiple living areas, and an abundance of natural light, this home offers the perfect combination of comfort, functionality, and Florida living. Step inside to a welcoming entryway highlighted by VOLUME CEILINGS and strategically placed upper-level windows that fill the foyer with natural light. CERAMIC TILE FLOORING extends throughout the first floor, creating a clean, cohesive feel and an easy-to-maintain living space. The well-appointed kitchen is the heart of the home, featuring GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, STYLISH BACKSPLASH, GENEROUS CABINETRY, A LARGE PANTRY, and an oversized island with ample seating. The kitchen flows seamlessly into the casual dining area and additional living space, creating an inviting setting for everyday living and entertaining. A separate FORMAL DINING ROOM, FIRST-FLOOR BEDROOM, AND HALF BATH add valuable versatility. Upstairs, a semi-wraparound staircase leads to a SPACIOUS LOFT, providing even more flexibility for a media room, game room, home gym, study area, or comfortable lounge. The PRIMARY SUITE offers a peaceful retreat with a LARGE WALK-IN CLOSET and private ensuite bathroom featuring DUAL VANITIES and an oversized WALK-IN SHOWER. Two additional bedrooms provide plenty of space for family and guests, while the second full bathroom features a tub/shower combination. A linen closet and UPSTAIRS LAUNDRY ROOM add everyday convenience. Step outside to enjoy the Florida lifestyle from the COVERED, SCREENED-IN PATIO, an ideal space for morning coffee, outdoor dining, relaxing, or entertaining guests. The GENEROUS BACKYARD offers plenty of room to create your own outdoor oasis, whether you envision adding a private pool, outdoor kitchen, playground, garden, or simply keeping the open green space for pets and recreation. The attached TWO-CAR GARAGE is EV charger ready (outlet) and features durable EPOXY FLOORING, adding both functionality and style. Beyond the home itself, enjoy the lifestyle offered by East Lake Preserve, a welcoming residential community designed around everyday comfort and outdoor enjoyment. Residents have access to a COMMUNITY POOL, PLAYGROUND, SIDEWALKS, AND NEIGHBORHOOD GREEN SPACES. Nestled in a prime location, East Lake Preserve provides convenient access to SR-417 and major Central Florida roadways, Lake Nona, Medical City, Orlando International Airport, shopping, dining, entertainment, and other Central Florida attractions. Schedule your private showing!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,463

Sqft

0.11 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$182

Per sqft

Garden & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden · Trees/Woods
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorGarden · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$138/mo
Taxes (2025)$4,357/yr
PetsYes
CommunityPlayground · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,503 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$363
HOA fee — from the listing$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,503/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$363
HOA / condo fee$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$381KedgeAI estimate $409,494 · range $397K–$430K$467K

vs edgeAI estimate

+9.6%

$/sqft vs Kissimmee actives

$182 vs $204

Days on market

16 vs 89 typical

Where $182/sqft sits among the 400 Kissimmee actives

93
109 · this home
87
47
32
32
$151–178$178–205$205–232$232–259$259–286$286+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Drive times from this address

Orlando Int’l Airport (MCO)≈ 18 min
Walt Disney World≈ 29 min
Universal Orlando≈ 29 min
Downtown Orlando≈ 30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34744 — neighborhood snapshot

Population

62,756

Median age

37.9

Median income

$69,837

Median home value

$326,700

Avg household

2.99

Households w/ children

7,069

For the school run

Osceola County School District

MiddleNeptune Middle School★★★★★
ElementaryNeptune Elementary School★★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

212 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

Sep 24, 2026Listed at $449,000 · 16 days on market since
2020Built · EAST LAKE PRESERVE PH 3

Reality check

What actually sold near 2631 E LAKE POINTE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2732 E LAKE POINTE DRIVESold · Sep ’26

$389,900

2732 E LAKE POINTE DRIVE · same community

3 bd · 2 ba · 1,978 sqft · $197/sqft · 9 DOM

3104 MANDOLIN DRIVESold · May ’26

$465,000

3104 MANDOLIN DRIVE

4 bd · 2.5 ba · 2,399 sqft · $194/sqft · 7 DOM

3054 BAY LAUREL CIRCLE NSold · Jun ’26

$385,000

3054 BAY LAUREL CIRCLE N

3 bd · 3 ba · 2,389 sqft · $161/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2631 E LAKE POINTE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2631 E LAKE POINTE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2631 E LAKE POINTE DRIVE FAQs

What would the monthly payment be for 2631 E LAKE POINTE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,503/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2631 E LAKE POINTE DRIVE?+

The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2631 E LAKE POINTE DRIVE?+

The most recent tax bill on record (2025) was $4,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2631 E LAKE POINTE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $449,000, this home is listed about 20% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2631 E LAKE POINTE DRIVE?+

Neptune Middle School (middle), Neptune Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6443939.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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