
889 TERRAPIN DRIVE, DEBARY, FL, 32713
Active24 days on marketListed Sep 22, 2026MLS #O6444001
About this home
889 TERRAPIN DRIVE
Spacious and well-maintained 5-bedroom, 3-bathroom single-family home offering approximately 3,689 square feet of living space in DeBary's desirable Rivington community. Built in 2022, this two-story home features an open and inviting layout with abundant natural light, tile flooring throughout the main living areas, and plenty of room for both everyday living and entertaining. The kitchen features updated cabinetry, stone countertops, stainless-steel appliances, recessed lighting, and a large center island with additional seating and preparation space. The expansive primary suite includes a generously sized bedroom and a private bathroom with dual sinks, ample vanity storage, a soaking tub, and a separate shower. Additional features include comfortably sized bedrooms, central air conditioning, a screened rear patio overlooking the pond, and an attached three-car garage. Residents will also have access to Rivington's community amenities, including a resort-style swimming pool, clubhouse, playground, dog park, green spaces, and miles of walking paths and trails. Pets may be considered subject to owner approval and applicable restrictions. Applicants must demonstrate household income of at least three times the monthly rent. Credit, background, eviction, income, reference, and rental-history screenings will be completed during the application process. Strong, qualified applicants may move in with the first month's rent and one month's security deposit.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,689
Sqft
0.14 ac
Lot size
3
Garage
2022
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Debary actives
$1 vs $203
Days on market
24 vs 60 typical
Where $1/sqft sits among the 119 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Debary market
$393K → $386K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
64 of 119
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Debary median. See the full Debary market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 889 TERRAPIN DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 889 TERRAPIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
889 TERRAPIN DRIVE FAQs
What would the monthly payment be for 889 TERRAPIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 889 TERRAPIN DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $3,700, this home is listed about 99% below the Debary median of $379,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of ROVIRA PROPERTY MANAGEMENT LLC · Carlos Rovira. MLS #O6444001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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