1044 FOREST CIRCLE, WINTER SPRINGS, FL, 32708
Active4 days on marketListed Sep 23, 2026MLS #O6444036
About this home
1044 FOREST CIRCLE
Welcome to a home that blends inviting indoor spaces with an incredible backyard retreat in the heart of Winter Springs. This 3-bedroom, 2-bathroom home offers 1,652 square feet of comfortable living space and a 2-car garage, with a layout designed for both everyday living and entertaining. From the moment you enter, the open floor plan draws you into the heart of the home, where the living room, dining area, and kitchen come together around a gorgeous stone fireplace. Two separate sets of French doors flood the space with natural light and open directly to the backyard, creating an effortless connection between indoor and outdoor living. The kitchen is both stylish and functional, featuring solid wood, soft-close cabinetry, a modern tile backsplash, stainless steel appliances, and generous counter space. Granite countertops are featured throughout the home, adding a cohesive and polished touch to the living spaces. The spacious primary suite offers a relaxing retreat with an en-suite bathroom, barn door entry, and walk-in shower. The additional bedrooms provide plenty of space for guests, an office, or whatever fits your lifestyle. Outside, the backyard takes center stage. A covered patio overlooks the firepit area and hot tub, creating a fantastic setting for morning coffee, evening gatherings, or relaxing under the Florida sky. The exterior was freshly painted in 2025. Ideally located near major highways, schools, restaurants, shopping, and area lakes, with convenient access to Orlando, this Winter Springs home offers the space, setting, and location to truly enjoy Central Florida living. Mortgage savings may be available for buyers of this listing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,652
Sqft
0.2 ac
Lot size
2
Garage
1980
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.5%
$/sqft vs Winter Springs actives
$272 vs $234
Days on market
4 vs 35 typical
Where $272/sqft sits among the 112 Winter Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Springs. See the full Winter Springs guide →
Oak Forest — neighborhood snapshot
Population
2,216
Median age
42
Median income
$122,576
Median home value
$426,653
Avg household
3
Households w/ children
260
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Springs market
$433K → $440K
Winter Springs median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
64 of 112
Winter Springs actives have cut their price
Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1044 FOREST CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$350,000
4273 FOX HOLLOW CIRCLE
3 bd · 3.5 ba · 1,681 sqft · $208/sqft · 13 DOM
Sold · Jun ’26$410,000
1171 SADDLEHORN CIRCLE
4 bd · 2 ba · 1,611 sqft · $255/sqft · 23 DOM
Sold · Apr ’26$315,000
233 S WILDERNESS POINT
3 bd · 2.5 ba · 1,610 sqft · $196/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1044 FOREST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1044 FOREST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1044 FOREST CIRCLE FAQs
What would the monthly payment be for 1044 FOREST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,442/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1044 FOREST CIRCLE?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1044 FOREST CIRCLE?+
The most recent tax bill on record (2025) was $5,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1044 FOREST CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Springs?+
At $450,000, this home is listed about 15% above the Winter Springs median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1044 FOREST CIRCLE?+
Keeth Elementary School (elementary), Indian Trails Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 34% above the WINTER SPRINGS 32708 median.
02Fresh on the market
Only 4 days on market in a Winter Springs market that averages 35 — if it fits, move quickly.
03Strong assigned schools
Keeth Elementary School, Indian Trails Middle School, Winter Springs High School — Keeth Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · David Bollet. MLS #O6444036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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