538 CADIZ LOOP, DAVENPORT, FL, 33837
Active43 days on marketListed Sep 25, 2026MLS #O6444073
About this home
538 CADIZ LOOP
Virtually Staged. YOUR FLORIDA POOL HOME IS WAITING! Welcome to 538 Cadiz Loop, a spacious 5-bedroom, 3.5-bath home with a private heated pool and spa, located in the gated community of Marbella at Davenport. With more than 2,300 square feet of living space, this home offers the flexibility today's buyers are looking for—whether you need room for guests, a home office, additional living space or simply want the convenience of five bedrooms under one roof. Step inside to a bright, open interior featuring fresh paint, brand-new carpet and tile flooring in the kitchen and baths. The generous floor plan provides plenty of room to gather while still offering private spaces throughout the home. Outside, enjoy your own screened heated pool and spa—perfect for morning coffee, entertaining, relaxing after a long day or spending an afternoon poolside. Marbella at Davenport is a gated community with a playground and tennis courts, conveniently located near Highway 27, shopping, dining and Central Florida's world-famous attractions. If you've seen this home online before, it's time to take another look! Previously positioned above the market, this home has been repositioned to reflect today's market and SELL. Don't let the days on market make the decision for you—come see the home, the space and the opportunity for yourself. Schedule your showing today!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,345
Sqft
0.16 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,650 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,650/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Davenport actives
$160 vs $185
Days on market
43 vs 73 typical
Where $160/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Marbella At Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Marbella is a short-term-rental community. See the full guide →
Marbella At Davenport — neighborhood snapshot
Population
506
Median age
57
Median income
$69,534
Median home value
$362,691
Avg household
2
Households w/ children
29%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
193 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 538 CADIZ LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$385,000
223 CADIZ LOOP · same community
5 bd · 3.5 ba · 2,345 sqft · $164/sqft · 209 DOM
Sold · Aug ’26$375,900
640 CADIZ LOOP · same community
5 bd · 3.5 ba · 2,345 sqft · $160/sqft · 4 DOM
Sold · Jul ’26$385,000
233 CADIZ LOOP · same community
5 bd · 3.5 ba · 2,345 sqft · $164/sqft · 307 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 538 CADIZ LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 538 CADIZ LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
538 CADIZ LOOP FAQs
What would the monthly payment be for 538 CADIZ LOOP?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,650/mo — principal and interest, the actual property-tax bill, the $217/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 538 CADIZ LOOP?+
The association fee works out to $217 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 538 CADIZ LOOP?+
The most recent tax bill on record (2025) was $6,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 538 CADIZ LOOP be rented short-term?+
Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 538 CADIZ LOOP?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $375,000, this home is listed about 3% below the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 538 CADIZ LOOP?+
Horizons Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,000 runs 19% above the DAVENPORT 33837 median — but at 2,345 sqft it's also 18% larger than the typical Davenport listing.
02Zoned for nightly rentals
Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Kendra Velez. MLS #O6444073.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Davenport homes, in your inbox
Like 538 CADIZ LOOP but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →