
4050 IRIS STREET N, ST PETERSBURG, FL, 33703
Active1 days on marketListed Sep 28, 2026MLS #O6444300
About this home
4050 IRIS STREET N
Virtually Staged. Fully remodeled 3-bedroom, 2-bath home in the Allendale area of St. Petersburg with no HOA and extensive updates throughout. Recent improvements include a new permitted roof, updated permitted electrical, new/updated permitted HVAC, updated permitted plumbing, new LVP flooring, fresh interior and exterior paint, new light fixtures, a completely renovated kitchen, updated bathrooms, and refreshed landscaping. Inside, the home feels bright, clean, and modern with a comfortable, functional layout. The kitchen features white shaker cabinetry, quartz countertops, stainless steel appliances, a contemporary range hood, floating wood shelving, and a large peninsula with bar seating that opens naturally to the main living area. The private primary suite offers a peaceful retreat, thoughtfully separated from the secondary bedrooms and featuring two separate closets and a beautifully renovated, spa-inspired en-suite bath with dual sinks, quartz countertops, updated cabinetry, stylish mirrors, and modern fixtures. Two additional bedrooms and a second updated full bath provide flexible space for family, guests, or a home office. A light-filled enclosed sunroom at the front of the home adds valuable bonus space and works well as a sitting room, office, playroom, or reading area. The dedicated interior laundry room adds even more everyday convenience. Outside, the property offers a spacious yard with mature shade trees, room to entertain or garden, and a large detached covered carport with an extended driveway for ample parking. The location is another standout. You’re just minutes from the Coffee Pot Bayou area, a scenic waterfront setting that’s popular for walking, kayaking, picnicking, and enjoying the outdoors. Coffee Pot Park includes waterfront greenspace, a playground, picnic shelter, boat ramp, and kayak ramp. Everyday conveniences are also nearby, including Whole Foods Market, St Pete Pier, along with shopping, dining, and services throughout the 4th Street corridor. Easy access to waterfront parks, marinas, downtown St. Petersburg, dining, entertainment, and the St. Pete Pier, this home combines a beautifully updated interior with the lifestyle buyers come to St. Pete for. Move-in ready and thoughtfully renovated from top to bottom. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,610
Sqft
0.16 ac
Lot size
1951
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,564 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,564/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.9%
$/sqft vs St Petersburg actives
$292 vs $305
Days on market
1 vs 51 typical
Where $292/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
270 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the St Petersburg median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4050 IRIS STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$247,500
4050 IRIS STREET N · same community
2 bd · 1 ba · 1,282 sqft · $193/sqft · 119 DOM
Sold · Oct ’25$251,000
1521 38TH AVENUE N · same community
4 bd · 1 ba · 1,082 sqft · $232/sqft · 2 DOM
Sold · Jun ’26$235,000
3920 HAINES ROAD N · same community
3 bd · 1 ba · 1,068 sqft · $220/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4050 IRIS STREET N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4050 IRIS STREET N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4050 IRIS STREET N FAQs
What would the monthly payment be for 4050 IRIS STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4050 IRIS STREET N?+
The most recent tax bill on record (2025) was $5,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $469,990, this home is listed about 13% above the St Petersburg median of $415,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Mike Spicer. MLS #O6444300.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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