CENTURY 21 Edge
$749,9005 bd4 ba3,221 sqft$233 /sqft≈$4,980 /mo all-in ↓

2712 ALOMA OAKS DRIVE, OVIEDO, FL, 32765

Active3 days on marketListed Oct 8, 2026MLS #O6444517

Private poolSingle Family ResidenceBEAR STONE

About this home

2712 ALOMA OAKS DRIVE

Welcome to an exceptional opportunity in the highly coveted gated community of Bear Stone at Aloma Woods. This stunning 5-bedroom, 4-bathroom residence with a 3-car garage offers an ideal blend of luxury, comfort, and functionality, all set against a private conservation backdrop. Designed for both everyday living and entertaining, the heart of the home is a gourmet chef-inspired kitchen featuring a gas Thor range, stainless steel appliances, floor-to-ceiling custom cabinetry, granite countertops and backsplash, and a beautiful butcher block island. The spacious breakfast bar and adjoining breakfast nook provide the perfect setting for casual dining while enjoying picturesque views of the sparkling pool, spa and serene conservation area. The thoughtfully designed floor plan includes an oversized formal living room, elegant dining room, private study, and an inviting family room complete with custom built-ins, a mini bar, wine refrigerator, and direct access to the screened lanai. An interior laundry room with washer and dryer included adds everyday convenience. The desirable three-way split floor plan offers privacy for family and guests alike. Retreat to the luxurious primary suite featuring a cozy sitting area with a gas fireplace, a spa-inspired en-suite bath with dual vanities, garden tub, separate shower, private water closet, and a spacious walk-in closet. Bedrooms 2, 3, and 4 are thoughtfully arranged, with Bedroom 2 enjoying convenient access to the pool bath while Bedrooms 3 and 4 share a Jack-and-Jill bathroom. Upstairs, a large bonus room offers endless possibilities and can easily serve as a home theater, game room, or additional living space. Bedroom 5 and a dedicated full bathroom complete the upper level, making it ideal for guests or multigenerational living. Step outside to your private Florida oasis. The heated pool and spa have been recently resurfaced and enhanced with stunning blue glass tile, creating a resort-style atmosphere. Backing to private conservation, the backyard offers exceptional privacy and tranquility. The oversized covered lanai and expansive pool deck are designed for entertaining, complete with built-in speakers and a TV, making it the ultimate destination for summer gatherings and game-day celebrations. Additional features include Roof (2018), HVAC (2018), Water Heater (2020), Pool & Spa Resurfacing (2025), Whole House Water Softener, Exterior Repaint (2021), Shaw Laminate Water Resistant Flooring (2021), and 120 gallon Propane Gas Tank that services Pool, Spa, Stove and fireplace in primary suite. Conveniently located near SR-417 for easy access to Orlando International Airport and major roadways, residents enjoy proximity to top-rated Seminole County schools, UCF, parks, recreation facilities, scenic biking trails, as well as an abundance of shopping, dining, medical offices, hospitals, and entertainment destinations—all just minutes away. This Bear Stone residence offers luxury living, an exceptional floor plan, resort-style outdoor amenities, and an unbeatable location in one of Seminole County's most sought-after gated communities. Call today to schedule your private tour.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,221

Sqft

0.23 ac

Lot size

3

Garage

2001

Year built

Two

Levels

$233

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesBar Fridge · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Gas Cooktop · Microwave · Other · Range Hood · Refrigerator · Washer · Water Softener · Whole House R.O. System · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Sink
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$123/mo
Taxes (2025)$4,427/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,980 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$369
HOA fee — from the listing$123
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$4,980/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$369
HOA / condo fee$123
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$638KedgeAI estimate $717,693 · range $665K–$763K$794K

vs edgeAI estimate

+4.5%

$/sqft vs Oviedo actives

$233 vs $243

Days on market

3 vs 63 typical

Where $233/sqft sits among the 189 Oviedo actives

41
45 · this home
40
31
18
14
$186–212$212–237$237–262$262–288$288–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Aloma Woods

Drive times from this address

Downtown Orlando≈ 20 min
Orlando Int’l Airport (MCO)≈ 29 min
Universal Orlando≈ 33 min
Walt Disney World≈ 45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

Aloma Woods — neighborhood snapshot

Population

3,366

Median age

36

Median income

$108,841

Median home value

$557,094

Avg household

3

Households w/ children

386

For the school run

Seminole County School District

ElementaryEvans Elementary School★★★★★
MiddleTuskawilla Middle School★★★★★
HighLake Howell High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market — 2.6 months of inventoryBuyer’s market

$530K → $540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

125 of 189

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $749,900 · 3 days on market since
2001Built · BEAR STONE

Reality check

What actually sold near 2712 ALOMA OAKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5608 BEAR STONE RUNSold · May ’26

$720,000

5608 BEAR STONE RUN · same community

5 bd · 4 ba · 3,254 sqft · $221/sqft · 21 DOM

2691 ALOMA OAKS DRIVESold · Apr ’26

$819,000

2691 ALOMA OAKS DRIVE · same community

5 bd · 4 ba · 3,920 sqft · $209/sqft · 8 DOM

515 W PALM VALLEY DRIVESold · May ’26

$879,000

515 W PALM VALLEY DRIVE

4 bd · 3.5 ba · 3,212 sqft · $274/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2712 ALOMA OAKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2712 ALOMA OAKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2712 ALOMA OAKS DRIVE FAQs

What would the monthly payment be for 2712 ALOMA OAKS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,980/mo — principal and interest, the actual property-tax bill, the $123/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2712 ALOMA OAKS DRIVE?+

The association fee works out to $123 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2712 ALOMA OAKS DRIVE?+

The most recent tax bill on record (2025) was $4,427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2712 ALOMA OAKS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $749,900, this home is listed about 54% above the Oviedo median of $486,210. The market section on this page shows how the area is trending.

Which schools are assigned to 2712 ALOMA OAKS DRIVE?+

Evans Elementary School (elementary), Tuskawilla Middle School (middle), Lake Howell High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$749,900 runs 74% above the OVIEDO 32765 median — but at 3,221 sqft it's also 69% larger than the typical Oviedo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Oviedo market that averages 63 — if it fits, move quickly.

04Strong assigned schools

Evans Elementary School, Tuskawilla Middle School, Lake Howell High School — Evans Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HAMILTON GROUP REALTY · Pamela Hamilton. MLS #O6444517.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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