31128 LOCHMORE CIRCLE, MOUNT PLYMOUTH, FL, 32776
Active43 days on marketListed Sep 25, 2026MLS #O6444728
About this home
31128 LOCHMORE CIRCLE
Priced to Sell! Seller is Motivated! Welcome to the Mt. Plymouth side of Sorrento, where peaceful country living meets the convenience of Central Florida! NO HOA! We welcome FHA loan buyers, VA loan buyers, Conventional loan Buyers, and USDA loan buyers. This beautifully renovated 3-bedroom, 1-bath home sits on nearly half an acre, offering plenty of outdoor space while keeping you within easy reach of Orlando and surrounding communities. Step inside and enjoy a home that is truly MOVE-IN READY! Recent upgrades include a NEW roof, NEW A/C system, NEW water heater, NEW water softener, NEW vinyl flooring, newer kitchen cabinets, newer bathroom vanity, and newer interior and exterior paint. The updated kitchen is complete with NEW stainless steel appliances, and the home also includes a NEW washer and dryer—making your move that much easier. Outside, you'll find a fenced front yard as well as a fenced backyard, providing plenty of space to enjoy the outdoors, entertain, relax, or simply appreciate the peaceful surroundings. And with NO HOA, you'll enjoy the added benefit of no monthly or annual HOA dues. One of the best features of this property is its location. Enjoy the quiet, laid-back atmosphere of Mt. Plymouth/Sorrento while still being approximately 15–20 minutes from Walmart, Publix, shopping, dining, and everyday conveniences. Orlando and the surrounding city amenities are within easy driving distance, while Central Florida's world-famous attractions—including Walt Disney World, Universal Orlando, SeaWorld, and more—are approximately 30–45 minutes away, depending on traffic and destination. If you're looking for an updated home with NO HOA, nearly half an acre, fenced outdoor space, major newer systems, and a peaceful setting, this home deserves a look. Come see it and imagine the memories you can make here!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,200
Sqft
0.44 ac
Lot size
1994
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,088 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,088/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.3%
$/sqft vs MOUNT PLYMOUTH
$208 vs $244
Days on market
43 vs 57 typical
Where $208/sqft sits among the 9 homes for sale in MOUNT PLYMOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mount Plymouth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Plymouth. See the full Mount Plymouth guide →
MOUNT PLYMOUTH 32776 — neighborhood snapshot
Population
12,668
Median age
43.1
Median income
$97,217
Median home value
$374,000
Avg household
2.81
Households w/ children
1,164
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Plymouth market
$412K → $349K
Mount Plymouth median sold, yr/yr
99.4%
Sale-to-list ratio (12 mo)
6 of 9
MOUNT PLYMOUTH have cut their price
Median sold price, Mount Plymouth, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the MOUNT PLYMOUTH 32776 median. See the full Mount Plymouth market guide →
Paper trail
This home's history
Reality check
What actually sold near 31128 LOCHMORE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$115,000
31128 LOCHMORE CIRCLE · same community
3 bd · 1 ba · 1,200 sqft · $96/sqft · 13 DOM
Sold · Jun ’26$384,899
25302 GLEN EAGLES ST · same community
3 bd · 2 ba · 1,256 sqft · $306/sqft · 19 DOM
Sold · Nov ’25$170,000
30848 DEAL DRIVE · same community
2 bd · 2 ba · 1,136 sqft · $150/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 31128 LOCHMORE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31128 LOCHMORE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31128 LOCHMORE CIRCLE FAQs
What would the monthly payment be for 31128 LOCHMORE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,088/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31128 LOCHMORE CIRCLE?+
The most recent tax bill on record (2025) was $1,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mount Plymouth?+
At $249,900, this home is listed about 18% below the Mount Plymouth median of $304,900. The market section on this page shows how the area is trending.
Which schools are assigned to 31128 LOCHMORE CIRCLE?+
Round Lake Charter School (elementary), Mt. Dora Middle School (middle), Mt. Dora High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MOUNT PLYMOUTH 32776 market on paper
$249,900 is 46% below the MOUNT PLYMOUTH 32776 median of $465,000, and at $208/sqft it sits under the Mount Plymouth average of $238.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Round Lake Charter School, Mt. Dora Middle School, Mt. Dora High School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $279,990, now $249,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · James Sparkman. MLS #O6444728.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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