560 LIVE OAK AVENUE, KEYSTONE HEIGHTS, FL, 32656
Active14 days on marketListed Sep 28, 2026MLS #O6444822
About this home
560 LIVE OAK AVENUE
Welcome home to this 4 bedroom, 2 bath concrete block residence situated on a spacious corner lot in the quaint city of Keystone Heights. This property features a 2020 metal roof, new blown-in insulation, irrigation, newer appliances, soft-close cabinetry and drawers in the beautifully updated kitchen, a generous primary suite that provides exceptional privacy and includes a walk-in closet and a private en-suite bath. Enjoy multiple outdoor living spaces including a screened front porch with an attached open deck, an additional porch/deck with shade sail coverage, a 16×11 shed, and an above-ground pool. The yard is enhanced by a variety of fruit-producing trees, as well as a variety of other trees and plants, offering both charm and functionality. With NO HOA and no flood zone, this home provides peace of mind and flexibility. Just steps from Lake Geneva, you’ll love being part of a community known for its family events, seasonal festivals, and outdoor adventures. A wonderful blend of updates, outdoor enjoyment, and small-town charm—ready for you to make it yours.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,058
Sqft
0.26 ac
Lot size
1962
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,824 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,824/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.3%
$/sqft vs Keystone Heights actives
$194 vs $167
Days on market
14 vs 87 typical
Where $194/sqft sits among the 33 Keystone Heights actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Keystone Heights market
$300K → $295K
Keystone Heights median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
15 of 33
Keystone Heights actives have cut their price
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 162% above the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 560 LIVE OAK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$242,450
6537 TRIEST AVENUE
3 bd · 2 ba · 2,046 sqft · $118/sqft · 14 DOM
Sold · Nov ’25$375,000
6836 WOMANS CLUB DRIVE
3 bd · 2 ba · 1,804 sqft · $208/sqft · 345 DOM
Sold · Jun ’26$479,900
628 BETHEL DRIVE
4 bd · 2 ba · 2,362 sqft · $203/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 560 LIVE OAK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 560 LIVE OAK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
560 LIVE OAK AVENUE FAQs
What would the monthly payment be for 560 LIVE OAK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,824/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 560 LIVE OAK AVENUE?+
The most recent tax bill on record (2025) was $1,597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $399,900, this home is listed about 43% above the Keystone Heights median of $279,950. The market section on this page shows how the area is trending.
Which schools are assigned to 560 LIVE OAK AVENUE?+
Keystone Heights Elementary (elementary), Keystone Heights Junior/Senior High (high) — Clay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BREVARD PROPERTY MGMT & SALES · Carmen Minthorn. MLS #O6444822.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Keystone Heights homes, in your inbox
Like 560 LIVE OAK AVENUE but not quite? A daily digest of every new listing in Keystone Heights — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →