9063 GERVAIS CIRCLE UNIT 1204, NAPLES, FL, 34120
Active12 days on marketListed Sep 30, 2026MLS #O6444897
About this home
9063 GERVAIS CIRCLE UNIT 1204
Stunning 2-bedroom, 2-bathroom residence located in the highly desirable, thoughtful gated community of Vistas At Heritage Bay in Naples. Newly installed luxury vinyl flooring stretching seamlessly across the family room, and both bedrooms. A spacious floor plan featuring a dedicated family room and an additional sitting room perfect for a home office, reading nook, or formal den. Located within a quiet, beautifully maintained gated neighborhood designed with peace of mind in mind. Enjoy close proximity to top-tier dinning, shopping, golf courses, and southwest Florida's beautiful beaches. Whether you are looking for a full-time residence or a winter getaway, this pristine property offers the perfect blend of modern updates and resort-style living.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,415
Sqft
0.16 ac
Lot size
2008
Year built
Two
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,699 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,699/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$218 vs $318
Days on market
12 vs 70 typical
Where $218/sqft sits among the 36 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Quarry
Get to know Naples. See the full Naples guide →
The Quarry — neighborhood snapshot
Population
1,374
Median age
54
Median income
$79,547
Median home value
$669,253
Avg household
2
Households w/ children
45%
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $400K
Naples median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
14 of 36
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the NAPLES 34120 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 9063 GERVAIS CIRCLE UNIT 1204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$625,000
8429 LAUREL LAKES BOULEVARD
3 bd · 2.5 ba · 2,629 sqft · $238/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 9063 GERVAIS CIRCLE UNIT 1204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9063 GERVAIS CIRCLE UNIT 1204 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9063 GERVAIS CIRCLE UNIT 1204 FAQs
What would the monthly payment be for 9063 GERVAIS CIRCLE UNIT 1204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,699/mo — principal and interest, the actual property-tax bill, the $391/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9063 GERVAIS CIRCLE UNIT 1204?+
The association fee works out to $391 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9063 GERVAIS CIRCLE UNIT 1204?+
The most recent tax bill on record (2025) was $2,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9063 GERVAIS CIRCLE UNIT 1204?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $308,500, this home is listed about 36% below the Naples median of $480,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9063 GERVAIS CIRCLE UNIT 1204?+
Oakridge Middle School (middle), Gulf Coast High School (high), Corkscrew Elementary School (elementary) — Collier County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGINE REALTY INC · Zhen Tang. MLS #O6444897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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