3677 WHISPERWOOD CIRCLE, MELBOURNE, FL, 32901
Active18 days on marketListed Sep 25, 2026MLS #O6444917
About this home
3677 WHISPERWOOD CIRCLE
Welcome to 3677 Whisperwood Circle in Melbourne! Featuring updated landscaping, brand-new carpeting, and newer major systems, this move-in-ready 3-bedroom, 2-bath pool home sits on a fully fenced 0.22-acre lot. Major updates include a newer roof, HVAC system, and water heater, offering added peace of mind. Inside, enjoy soaring ceilings, a spacious layout, and a desirable split-bedroom floor plan, with the primary suite privately situated on one side of the home and the additional bedrooms on the opposite side. A versatile bonus room can serve as a 4th bedroom, office, or flex space. The primary suite features a large walk-in closet, soaking tub, and separate walk-in shower. Step outside to your private backyard retreat featuring a screened-in pool, pool house, and outdoor storage shed. The spacious backyard provides plenty of room for entertaining, relaxing, and enjoying Florida living. Additional highlights include an oversized 2-car garage and community amenities such as a park, playground, tennis and pickleball courts, and boat/RV storage. Conveniently located near shopping, dining, and the beautiful Space Coast beaches, this home offers the perfect combination of comfort, privacy, space, and modern updates. Move-in ready and ready for its next owner!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,925
Sqft
0.22 ac
Lot size
2
Garage
1995
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Melbourne actives
$218 vs $214
Days on market
18 vs 70 typical
Where $218/sqft sits among the 77 Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Whisper Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Melbourne. See the full Melbourne guide →
Whisper Woods — neighborhood snapshot
Population
131
Median age
44
Median income
$66,597
Median home value
$278,500
Avg household
2
Households w/ children
10%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne market
$375K → $320K
Melbourne median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
51 of 77
Melbourne actives have cut their price
Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the MELBOURNE 32901 median. See the full Melbourne market guide →
Paper trail
This home's history
Reality check
What actually sold near 3677 WHISPERWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$382,000
3511 JOSLIN WAY
4 bd · 2 ba · 1,873 sqft · $204/sqft · 49 DOM
Sold · Oct ’25$430,000
1652 ORSI PLACE
4 bd · 2 ba · 1,983 sqft · $217/sqft · 6 DOM
Sold · Jul ’26$425,000
955 POTENZA DRIVE
4 bd · 2 ba · 1,983 sqft · $214/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3677 WHISPERWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3677 WHISPERWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3677 WHISPERWOOD CIRCLE FAQs
What would the monthly payment be for 3677 WHISPERWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,005/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3677 WHISPERWOOD CIRCLE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3677 WHISPERWOOD CIRCLE?+
The most recent tax bill on record (2025) was $1,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3677 WHISPERWOOD CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne?+
At $419,990, this home is listed about 20% above the Melbourne median of $348,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3677 WHISPERWOOD CIRCLE?+
University Park Elementary School (elementary), Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRUDEALS REALTY CORP · Candace Garber. MLS #O6444917.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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