430 HARBOURVIEW DRIVE, HAINES CITY, FL, 33844
Active42 days on marketListed Sep 26, 2026MLS #O6445124
About this home
430 HARBOURVIEW DRIVE
2BED/2BA LAKE FRONT (FURNISHED) HOME WITH BEAUTIFUL SUNSETS IN LAKE HENRY ESTATES, (GOLF CART INCLUDED) MOVE IN READY. GREAT FISHING LAKE JUST BRING YOUR BOAT IR FISH FROM THE DOCK. (2024) BRAND NEW A/C & ROOF, ATTIC Exhaust FAN, SOLAR TUBE AND WINDOW TINTING. GRANITE COUNTER TOPS ,UPDATED WOOD CABINETS WITH PULL OUTS , STAINLESS STEEL APPLIANCES, MASTER BEDROOM WITH WALK IN CLOSET ,WALK IN SHOWER WITH GLASS DOOR & SEPARATE GARDEN TUB, GUEST BEDROOM WITH (JACK & JILL) ENTRANCE TO GUEST BATHROOM WITH WALK IN SHOWER WITH ELEGANT GLASS DOORS, LAMINATE & TILE FLOORING THROUGHOUT THE HOUSE, INSIDE LAUNDRY ROOM WITH WASHER/DRYER AND SINK WITH UPGRATED WOOD CABINETS, BARBEQUE ON YOUR OUTSIDE PATIO FURNISHED WITH TABLE & UMBRELLA, WHOLE HOUSE WATER FILTER/SOFTENER SYSTEM , IRRIGATION SYSTEM ,INSULATED GARAGE DOOR AND GARAGE SCREEN, BUILT IN SHELVING WITH SLIDING DOORS FOR STORAGE IN THE GARAGE, CLUBHOUSE AND MARINA JUST A STONES THROW AWAY, ENJOY STUNNING WATER VIEWS AND GOLF VIEWS WHILE WATCHING THE WILDLIFE FROM YOUR ENCLOSED SUNROOM. THE 12000 SQ FT CLUBHOUSE WITH PUB, BALLROOM , EXERCISE GYM, LIBRARY AND POOL BILLIARD ROOM, CRAFT ROOM, HEATED POOL & SPA, 9 HOLE GOLF COURSE, BOAT DOCK, RV STORAGE, TENNIS/PICKLEBALL, SHUFFLE BOARD, BOCCE BALL, WOOD WORKING SHOP & MORE, ENJOY ALL THE FUNCTIONS AT THE CLUBHOUSE OR CRUISE THE GROUNDS WITH YOUR GOLF CART OR JUST SIT IN THE BACK ROOM OVERLOOKING LAKE HENRY. MONTHLY MAINT. FEE INCLUDES USE OF AMENITIES, WATER ,TRASH,SEWER,CABLE, INTERNET. RV STORAGE AND BOAT DOCKAGE & GOLF IS AVAILABLE AT A MODEST FEE. THE COMMUNITY IS LOCATED WITHIN 30 -45 MIN TO THE DISNEY WORLD THEME PARKS , UNIVERSAL, SEAWORLD AND DOWNTOWN ORLANDO AREA, AND APPROX. 1 HR TO THE AIRPORT. LOCAL GROCERY STORES AND SHOPPING ARE WITHIN 1-2 MILES . ENJOY YOUR BEAUTIFUL FLORIDA HOME AND A RELAXING STUNNING VIEW OF THE LAKE AND ITS WILDLIFE.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,650
Sqft
0.13 ac
Lot size
2
Garage
1991
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,071 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,071/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.8%
$/sqft vs SWEETWATER GOLF & TENNIS CLUB ADD 02
$198 vs $181
Days on market
42 vs 55 typical
Where $198/sqft sits among the 6 homes for sale in SWEETWATER GOLF & TENNIS CLUB ADD 02
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,068/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,529
Median age
70
Median income
$72,555
Median home value
$32,850
Avg household
2
Households w/ children
17%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$315K → $310K
Haines City median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
1 of 6
SWEETWATER GOLF & TENNIS CLUB ADD 02 have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 430 HARBOURVIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$274,900
494 SWEETWATER WAY · same community
3 bd · 2 ba · 1,727 sqft · $159/sqft · 53 DOM
Sold · Feb ’26$240,000
520 SWEETWATER WAY · same community
2 bd · 2 ba · 1,813 sqft · $132/sqft · 5 DOM
Sold · Mar ’26$264,000
502 EASTLAKE DRIVE · same community
2 bd · 2 ba · 1,485 sqft · $178/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 430 HARBOURVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 430 HARBOURVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
430 HARBOURVIEW DRIVE FAQs
What would the monthly payment be for 430 HARBOURVIEW DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,071/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 430 HARBOURVIEW DRIVE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 430 HARBOURVIEW DRIVE?+
The most recent tax bill on record (2025) was $2,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 430 HARBOURVIEW DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 430 HARBOURVIEW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $326,900, this home is listed about 9% above the Haines City median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 430 HARBOURVIEW DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$326,900 runs 19% above the HAINES CITY 33844 median.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04The price has already moved
Listed at $336,900, now $326,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6445124.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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