1286 SHORESIDE STREET, CLERMONT, FL, 34714
Active6 days on marketListed Oct 5, 2026MLS #O6445146
About this home
1286 SHORESIDE STREET
Welcome to this beautiful two-story, five-bedroom, four-and-a-half-bathroom vacation home located in the desirable gated community of Windsor Cay Resort. Built in 2024, this spacious residence features a bright, open-concept floor plan designed for comfortable living and entertaining. The property is ideal as a primary residence, second home, or short-term rental investment. Windsor Cay Resort provides outstanding amenities, including a clubhouse, resort-style pool, lazy river, fitness center, arcade, miniature golf, sports courts, and more. Conveniently located near US-27, shopping, dining, supermarkets, and Central Florida’s world-famous theme parks. An excellent opportunity to own a home in one of Clermont’s newest resort communities.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
2,281
Sqft
0.06 ac
Lot size
2024
Year built
Two
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,998 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,998/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs WINDSOR CAY
$263 vs $296
Days on market
6 vs 64 typical
Where $263/sqft sits among the 6 homes for sale in WINDSOR CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $447K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
1 of 6
WINDSOR CAY have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 1286 SHORESIDE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$635,190
16196 PALM FROND AVENUE · same community
5 bd · 4.5 ba · 2,276 sqft · $279/sqft · 0 DOM
Sold · Feb ’26$635,190
16224 PALM FROND AVENUE · same community
5 bd · 4.5 ba · 2,276 sqft · $279/sqft · 0 DOM
Sold · Dec ’25$615,190
16168 PALM FROND AVENUE · same community
5 bd · 4.5 ba · 2,269 sqft · $271/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1286 SHORESIDE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1286 SHORESIDE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1286 SHORESIDE STREET FAQs
What would the monthly payment be for 1286 SHORESIDE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,998/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1286 SHORESIDE STREET?+
The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1286 SHORESIDE STREET?+
The most recent tax bill on record (2025) was $8,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1286 SHORESIDE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $599,000, this home is listed about 32% above the Clermont median of $455,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1286 SHORESIDE STREET?+
Sawgrass Bay Elementary School (elementary), Windy Hill Middle School (middle), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$599,000 runs 62% above the CLERMONT 34714 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 6 days on market in a Clermont market that averages 64 — if it fits, move quickly.
05The price has already moved
Listed at $625,000, now $599,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Elizandra Aguiar. MLS #O6445146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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