3781 SW 131 STREET, OCALA, FL, 34473
Active16 days on marketListed Sep 26, 2026MLS #O6445153
About this home
3781 SW 131 STREET
Brand-new and move-in ready! Discover this beautifully finished 4-bedroom, 2-bath home in Marion Oaks, offering 1,774 square feet of living space on a 0.24-acre lot. The open-concept layout connects the living, dining, and kitchen areas, creating an inviting space for everyday life and entertaining. The kitchen features ample cabinetry and stainless steel appliances, including a range, refrigerator, dishwasher, microwave, and garbage disposal. Durable vinyl flooring runs throughout the home—no carpet—and window blinds are already installed. The private primary suite offers a generous walk-in closet and an ensuite bathroom with dual vanities and a walk-in shower. Three additional bedrooms provide flexibility for guests, a home office, or other needs. A two-car garage completes the home. Enjoy a convenient Marion Oaks location, with Marion Oaks Elementary School approximately 0.6 miles away and access to local shopping, dining, and I-75. With its fresh finishes, practical floor plan, and move-in-ready condition, this home is ready for its first occupants. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,774
Sqft
0.24 ac
Lot size
2
Garage
2025
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,072 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,072/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Ocala actives
$163 vs $180
Days on market
16 vs 74 typical
Where $163/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3781 SW 131 STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$320,000
13042 SW 35TH CIRCLE · same community
4 bd · 2 ba · 1,782 sqft · $180/sqft · 6 DOM
Sold · Jun ’26$280,000
4160 SW 133RD LANE · same community
4 bd · 2 ba · 1,765 sqft · $159/sqft · 135 DOM
Sold · Apr ’26$294,900
13416 SW 31ST TERRACE ROAD · same community
4 bd · 2 ba · 1,787 sqft · $165/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3781 SW 131 STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3781 SW 131 STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3781 SW 131 STREET FAQs
What would the monthly payment be for 3781 SW 131 STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,072/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3781 SW 131 STREET?+
The most recent tax bill on record (2025) was $926. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $289,900, this home is listed about 3% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 3781 SW 131 STREET?+
Marion Oaks Elementary School (elementary), Horizon Academy At Marion Oaks (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Viviane Rocha. MLS #O6445153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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