1320 W EMERSON PLACE, CITRUS SPRINGS, FL, 34434
Active42 days on marketListed Oct 1, 2026MLS #O6445416
About this home
1320 W EMERSON PLACE
Step into the epitome of modern living with this BEAUTIFUL new 3-bedroom, 2-bath home, ideally situated in the serene neighborhood of Citrus Springs. This home is designed to blend relaxation and style, featuring a seamless integration of the family room, dining area, and kitchen creating an airy, open-concept living space adorned with chic laminate flooring throughout. The heart of the home, the kitchen, is outfitted with stainless steel appliances and centered around a versatile island, perfect for meal prep or casual dining. Retreat to the tranquility of the master suite, complete with a generous walk-in closet and a private bath boasting dual sinks and a contemporary stand-up shower. Practicality meets convenience with an in-home laundry room equipped with hookups, ready for your appliances. The property includes a spacious 2-car garage for all your storage needs. Outside, enjoy the Florida breezes on the covered lanai, offering a peaceful backdrop for outdoor gatherings or quiet evenings. This home is not just a living space but a lifestyle choice for those seeking comfort, convenience, and a touch of luxury. Resident Benefit Package: $49.00-month. Includes HVAC air filter delivery, Tenant Liability Insurance, Credit Reporting, Tenant Rewards Program, and much more! This property is eligible for deposit alternative coverage in lieu of a security deposit. For information and enrollment, please contact our leasing team and enjoy a deposit-free renting experience.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,438
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CITRUS SPGS UNIT 01
$1 vs $168
Days on market
42 vs 60 typical
Where $1/sqft sits among the 12 homes for sale in CITRUS SPGS UNIT 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34434 — neighborhood snapshot
Population
11,074
Median age
44.8
Median income
$68,939
Median home value
$238,400
Avg household
2.62
Households w/ children
1,370
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$263K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
8 of 12
CITRUS SPGS UNIT 01 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1320 W EMERSON PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$317,900
1900 W ALHAMBRA DRIVE · same community
3 bd · 2 ba · 1,447 sqft · $220/sqft · 58 DOM
Sold · Jan ’26$249,900
9388 N CORTLANDT DRIVE · same community
3 bd · 2 ba · 1,418 sqft · $176/sqft · 15 DOM
Sold · Dec ’25$289,900
742 W DEACON PLACE · same community
4 bd · 2 ba · 1,487 sqft · $195/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1320 W EMERSON PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1320 W EMERSON PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1320 W EMERSON PLACE FAQs
What would the monthly payment be for 1320 W EMERSON PLACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1320 W EMERSON PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citrus Springs?+
At $1,699, this home is listed about 99% below the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1320 W EMERSON PLACE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SPECIALIZED PROPERTY MANAGEMENT · Nancy Guadagnino. MLS #O6445416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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