872 SWEETWATER ISLAND CIRCLE, LONGWOOD, FL, 32779
Active18 days on marketListed Sep 28, 2026MLS #O6445430
About this home
872 SWEETWATER ISLAND CIRCLE
Welcome to Sweetwater Island Estates - one of Seminole County’s best kept secrets. Located in a gated community and surrounded by natural beauty. Situated on a conservation lot, this pool home features 6 bedrooms and 5.5 bathrooms, office/den, family room, two fireplaces and formal dining room. Neutral paint tones, crown molding and natural light abound in this home. The gourmet kitchen is ideal for the aspiring chef in your family – highlighted by 42” maple wood cabinets, stainless steel appliances, center island, double ovens and adjacent breakfast room. The primary retreat is located on the first floor with an extended sitting area and fireplace. The ensuite bathroom has dual sinks, a garden tub, separate shower and large walk-in closet. The focal point of this home is the Family room – ideal for creating special memories with friends and family. There is a spacious office on the first floor highlighted by a beautiful bay window. The second-floor features 5 bedrooms and 3 full bathrooms. The floor plan flows seamlessly and is excellent for the multi-generational family. Extend your living area outdoors with French doors leading to the covered lanai, screened pool and an extended patio – perfect for setting up a firepit and roasting marshmallows. The private back yard exudes serenity and is accentuated by lush landscaping. Upgrades include: Exterior paint (2026), Salt chlorine generator (2026), GE cooktop (2026), Pool pump (2024), GE Washer (2024), Interior faucets (2023), Ceiling fans (2020), Roof (2020), Mini split A/C (2020), Upstairs A/C unit (2020). Amenities: Tennis courts, playground, deeded access to Lake Brantley, private boat ramp, fishing, water skiing, private beach, volleyball, basketball and more. Explore the Wekiva River by canoe/kayak or take in all the natural beauty this community offers. Conveniently located to shopping, restaurants, medical and major roads. This home has been meticulously maintained.
Facts & features
The home at a glance
6
Bedrooms
5.5
Bathrooms
4,048
Sqft
0.84 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,227 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,227/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.6%
$/sqft vs Longwood actives
$272 vs $239
Days on market
18 vs 46 typical
Where $272/sqft sits among the 182 Longwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sweetwater Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Longwood. See the full Longwood guide →
Sweetwater Island — neighborhood snapshot
Population
268
Median age
48
Median income
$137,117
Median home value
$459,400
Avg household
3
Households w/ children
37%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longwood market
$465K → $500K
Longwood median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
103 of 182
Longwood actives have cut their price
Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the LONGWOOD 32779 median. See the full Longwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 872 SWEETWATER ISLAND CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$991,000
804 SWEETWATER ISLAND CIRCLE · same community
6 bd · 4 ba · 3,489 sqft · $284/sqft · 2 DOM
Sold · Dec ’25$615,000
804 SWEETWATER ISLAND CIRCLE · same community
6 bd · 4.5 ba · 3,481 sqft · $177/sqft · 0 DOM
Sold · Jul ’26$1,315,000
811 GREENSHIRE COURT
5 bd · 4 ba · 4,293 sqft · $306/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 872 SWEETWATER ISLAND CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 872 SWEETWATER ISLAND CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
872 SWEETWATER ISLAND CIRCLE FAQs
What would the monthly payment be for 872 SWEETWATER ISLAND CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,227/mo — principal and interest, the actual property-tax bill, the $113/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 872 SWEETWATER ISLAND CIRCLE?+
The association fee works out to $113 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 872 SWEETWATER ISLAND CIRCLE?+
The most recent tax bill on record (2025) was $7,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 872 SWEETWATER ISLAND CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longwood?+
At $1,100,000, this home is listed about 137% above the Longwood median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 872 SWEETWATER ISLAND CIRCLE?+
Sabal Point Elementary School (elementary), Lake Brantley High School (high), Rock Lake Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 144% above the LONGWOOD 32779 median — but at 4,048 sqft it's also nearly twice the size of the typical Longwood listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Sabal Point Elementary School, Lake Brantley High School, Rock Lake Middle School — Sabal Point Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Espe Almarza Anderson. MLS #O6445430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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