955 W CHARING CROSS CIRCLE, LAKE MARY, FL, 32746
Active19 days on marketListed Sep 29, 2026MLS #O6445471
About this home
955 W CHARING CROSS CIRCLE
Home is ready for purchase and ready for Your buyer! The home is situated on a corner lot and is framed in by the community sidewalk. New Roof to be installed with an executed contract. Convenient-sized kitchen offering stone counter tops; double deep sink, NEW, updated appliances RANGE,REFRIGERATOR,DISHWASHER and wood cabinets. Low maintenance flooring with tile throughout the downstairs and all wet areas; NEW wood-tone laminate flooring throughout the upstairs. All of the four bedrooms are upstairs with ceiling fans and walk in closets and new flooring! A large family room is located near the kitchen and has a contemporary tiled fireplace. The primary bedroom has a spacious walk-in closet with custom shoe shelving and an abundance of clothing space. The primary bathroom has a garden soaking bath and a separate large shower. Both full-sized bathrooms have had some updating including stone counter tops, wood cabinets and custom tiled flooring. There is a convenient, guest half bath located downstairs near the family room. The back of the house has a brand-new wooden privacy fence that encloses a great sized patio that is waiting for your BBQ grill arrangement and perfect for fall entertaining.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,140
Sqft
0.12 ac
Lot size
2
Garage
1992
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,555 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,555/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs Lake Mary actives
$210 vs $244
Days on market
19 vs 52 typical
Where $210/sqft sits among the 190 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Colony Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Colony Cove — neighborhood snapshot
Population
1,007
Median age
39
Median income
$77,404
Median home value
$279,700
Avg household
2
Households w/ children
141
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
101 of 190
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 955 W CHARING CROSS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$344,900
912 W CHARING CROSS CIRCLE · same community
3 bd · 2.5 ba · 1,712 sqft · $201/sqft · 8 DOM
Sold · Jul ’26$400,000
932 W CHARING CROSS CIRCLE · same community
3 bd · 2.5 ba · 1,712 sqft · $234/sqft · 57 DOM
Sold · Nov ’25$375,000
942 BERESFORD WAY · same community
3 bd · 2.5 ba · 1,712 sqft · $219/sqft · 254 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 955 W CHARING CROSS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 955 W CHARING CROSS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
955 W CHARING CROSS CIRCLE FAQs
What would the monthly payment be for 955 W CHARING CROSS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,555/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 955 W CHARING CROSS CIRCLE?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 955 W CHARING CROSS CIRCLE?+
The most recent tax bill on record (2025) was $5,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 955 W CHARING CROSS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $450,000, this home is listed about 7% below the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 955 W CHARING CROSS CIRCLE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jeffrey Lain. MLS #O6445471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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