22 OCEAN STREET, MERRITT ISLAND, FL, 32952
Active23 days on marketListed Oct 14, 2026MLS #O6445697
About this home
22 OCEAN STREET
Virtually Staged. Welcome to this beautifully renovated 3-bedroom, 2-bath pool home, extensively updated in 2026 with a fresh, modern interior and numerous improvements throughout. This concrete-block residence offers a functional floor plan, an attached 1-car garage, public water and sewer, and NO HOA. Step inside to find new luxury vinyl plank (LVP) flooring throughout the main living areas and bedrooms, fresh interior paint, new baseboards, new interior doors, and updated light fixtures. The renovated kitchen features new cabinetry, quartz countertops, tile backsplash, new sink and faucet, and new Samsung appliances, including refrigerator, range, dishwasher, and microwave with hood. Both bathrooms have been fully updated with new flooring, tile, quartz countertops, vanities, sinks, faucets, fixtures, toilets, lighting, and fresh paint. The primary bedroom features a private ensuite bathroom and closet. Outside, enjoy your own screened-in pool and private outdoor retreat. The pool was refreshed in 2026 with epoxy refinishing, a new pump, new filter, and new lighting, along with a replaced screen enclosure (only the screen was replaced, not the structure). Fresh exterior paint and updated landscaping further enhance the home’s curb appeal. Additional improvements include a NEW WATER HEATER (2026), a 2019 shingle roof, central A/C, gutters, and an updated exterior wood door. The property also features a separate laundry room located behind the garage. With 2026 renovations, this move-in-ready Florida home combines modern finishes with comfortable everyday living. Schedule your private showing today! PLEASE NOTE: Renovations are currently in progress. All images are AI-generated/3D renderings provided for illustrative purposes only and represent the anticipated design and finishes. Actual completed features, materials, colors, and finishes may vary. Images are not photographs of the property’s current condition. Some pictures are virtually staged. Motivated Seller!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,282
Sqft
0.17 ac
Lot size
1
Garage
1959
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,867 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,867/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs Merritt Island actives
$265 vs $250
Days on market
23 vs 53 typical
Where $265/sqft sits among the 37 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Merritt Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
MERRITT ISLAND 32952 — neighborhood snapshot
Population
21,354
Median age
50.4
Median income
$98,651
Median home value
$404,000
Avg household
2.47
Households w/ children
1,920
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $530K
Merritt Island median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
17 of 37
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the MERRITT ISLAND 32952 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 22 OCEAN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$260,000
200 S SYKES CREEK PARKWAY UNIT A708
2 bd · 2 ba · 1,269 sqft · $205/sqft · 2 DOM
Sold · Feb ’26$275,000
200 S SYKES CREEK PARKWAY UNIT A102
2 bd · 2 ba · 1,269 sqft · $217/sqft · 82 DOM
Sold · Oct ’26$320,000
90 S TROPICAL WAY
3 bd · 2 ba · 1,315 sqft · $243/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 22 OCEAN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22 OCEAN STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22 OCEAN STREET FAQs
What would the monthly payment be for 22 OCEAN STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,867/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22 OCEAN STREET?+
The most recent tax bill on record (2025) was $2,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Merritt Island?+
At $339,900, this home is listed about 34% below the Merritt Island median of $511,900. The market section on this page shows how the area is trending.
Which schools are assigned to 22 OCEAN STREET?+
Thomas Jefferson Middle School (middle), Tropical Elementary School (elementary), Merritt Island High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MERRITT ISLAND 32952 market on paper
$339,900 is 33% below the MERRITT ISLAND 32952 median of $504,450, and at $265/sqft it sits under the Merritt Island average of $321.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Thomas Jefferson Middle School, Tropical Elementary School, Merritt Island High School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $349,900, now $339,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOUGLAS ELLIMAN · Dianna Desboyaux. MLS #O6445697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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