CENTURY 21 Edge
$1,650,0005 bd4.5 ba3,010 sqft$548 /sqft≈$11,244 /mo all-in ↓

1018 W HARVARD STREET, ORLANDO, FL, 32804

Active17 days on marketListed Oct 1, 2026MLS #O6445940

Private poolSingle Family ResidenceCOLLEGE PARK SECOND ADD

About this home

1018 W HARVARD STREET

BETTER THAN NEW CONSTRUCTION!!! 1018 W Harvard Street is what happens when scale, style and lifestyle all land in the same place. The main level is anchored by an oversized primary suite with a spa-like bath and custom walk-in closet, creating a true retreat at the end of the day. A second full bedroom and bath downstairs adds flexibility for guests, a home office or multigenerational living. Throughout the home, updated flooring, a redesigned staircase and refreshed bathrooms bring a clean, modern point of view. The kitchen is equal parts beautiful and highly functional, with a generous island, Bosch appliances, induction cooktop, coffee bar and details that make everyday life feel just a little more indulgent. But the defining moment of the home is where the interior gives way to the backyard. New double-pane pocketing sliders open wide to create one continuous living space, blurring the line between inside and out. Beyond them, the backyard is layered like a private resort: pool and spa, lush landscaping, architectural uplighting, artificial turf, firepit and an expansive covered patio with Phantom screens, fireplace, outdoor kitchen and two separate TV areas. It is the kind of space that changes the rhythm of your weekends. Coffee by the pool in the morning. Friends over for the game. Dinner outside. Holidays that spill from the kitchen to the patio. Long evenings around the fire with nowhere else you need to be. Upstairs, three spacious bedrooms, two updated bathrooms and a large loft create a second living zone, while the substantial unfinished attic offers exceptional storage and future flexibility. Then there is College Park itself, one of Orlando’s most established and loved neighborhoods, where shops, cafés and restaurants line Edgewater Drive and community events like JazzFest and Holiday on the Drive give the area its signature sense of place. Downtown Orlando, Kia Center, Dr. Phillips Center, Winter Park, AdventHealth and Orlando Health are all minutes away, with convenient access to Lake Highland Prep, Bishop Moore and The First Academy.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,010

Sqft

0.19 ac

Lot size

2

Garage

2013

Year built

Two

Levels

$548

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringHardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionCement Siding · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · On Street
ExteriorFire Pit · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$18,739/yr
PetsYes
CommunityClubhouse · Fitness Center · Golf Carts OK · Park · Playground · Pool

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Natural Gas Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,244 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$1,562
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$11,244/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$1,562
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.2MedgeAI estimate $1,438,554 · range $1.3M–$1.6M$1.7M

vs edgeAI estimate

+14.7%

$/sqft vs Orlando actives

$548 vs $237

Days on market

17 vs 61 typical

Where $548/sqft sits among the 400 Orlando actives

132
138
78
22
12
18 · this home
$136–204$204–273$273–342$342–411$411–479$479+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside College Park

Drive times from this address

Downtown Orlando≈ 7 min
Universal Orlando≈ 19 min
Orlando Int’l Airport (MCO)≈ 26 min
Walt Disney World≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

College Park — neighborhood snapshot

Population

13,067

Median age

40

Median income

$138,730

Median home value

$568,949

Avg household

2

Households w/ children

1,278

For the school run

Orange County School District

ElementaryLake Silver Elementary★★★★★
MiddleCollege Park Middle★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$400K → $395K

Orlando median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

212 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 218% above the ORLANDO 32804 median. See the full Orlando market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $1,650,000 · 17 days on market since
2013Built · COLLEGE PARK SECOND ADD

Reality check

What actually sold near 1018 W HARVARD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1012 STETSON STREETSold · Jan ’26

$1,320,000

1012 STETSON STREET · same community

4 bd · 3.5 ba · 3,034 sqft · $435/sqft · 54 DOM

1013 W HARVARD STREETSold · Jun ’26

$1,285,000

1013 W HARVARD STREET · same community

4 bd · 3.5 ba · 3,034 sqft · $424/sqft · 204 DOM

1020 W PRINCETON STREETSold · Oct ’25

$1,100,000

1020 W PRINCETON STREET · same community

5 bd · 4.5 ba · 3,081 sqft · $357/sqft · 332 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1018 W HARVARD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1018 W HARVARD STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1018 W HARVARD STREET FAQs

What would the monthly payment be for 1018 W HARVARD STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1018 W HARVARD STREET?+

The most recent tax bill on record (2025) was $18,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1018 W HARVARD STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $1,650,000, this home is listed about 334% above the Orlando median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1018 W HARVARD STREET?+

Lake Silver Elementary (elementary), College Park Middle (middle), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ACME REAL ESTATE FLORIDA LLC · Heather Unger, PA. MLS #O6445940.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Orlando homes, in your inbox

Like 1018 W HARVARD STREET but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Donna to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 18, 2026 at 1:40 PM UTC. The listing information on this page last changed on October 18, 2026 at 1:40 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 18, 2026 at 1:40 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 18, 2026 at 1:40 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

1018 W HARVARD STREET, ORLANDO, FL — 5 Bed, 4.5 Bath — $1,650,000 | CENTURY 21 Edge