CENTURY 21 Edge
✦ Short-Term Rental Eligible
$374,9004 bd3 ba1,811 sqft$207 /sqft≈$3,267 /mo all-in ↓

170 MINNIEHAHA CIRCLE, HAINES CITY, FL, 33844

Active8 days on marketListed Oct 3, 2026MLS #O6445944

Private poolFully furnishedSingle Family ResidenceCALABAY PARK AT TOWER LAKE PH 02

Come see it

Upcoming open house

Sun, Oct 11

11:30 AM – 2:00 PM

About this home

170 MINNIEHAHA CIRCLE

Your Private Lakeside Retreat in a Gated Community.Welcome home to resort-style living! This beautiful 4 bedroom, 3 bathroom pool home sits in a peaceful, gated community with lake access, so you can enjoy sunrise paddles, afternoon fishing, and golden sunsets just steps from your door. Inside, you'll find open-concept living, updated kitchen, designed for easy everyday living and effortless entertaining. Step outside to your private screened pool and lanai, the perfect spot to unwind after a long day or host weekend gatherings. The community offers club house along tree-lined streets with a relaxing, welcoming atmosphere. Whether you're looking for a primary residence, a vacation getaway, or an investment property, this home offers outstanding flexibility, with short-term rentals permitted. The roof was replaced in 2024, pool resurfaced and new pool heater 2024. If you are watiing to use the home as a short term rental the revenue could potentialy be $40,000. Great investment opportunity. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,811

Sqft

0.14 ac

Lot size

2

Garage

2007

Year built

One

Levels

$207

Per sqft

Private poolPool viewFurnished

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesEast
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$233/mo
Taxes (2025)$6,016/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Phone Available · Sprinkler Meter · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,267 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$501
HOA fee — from the listing$233
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$3,267/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$501
HOA / condo fee$233
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$317KedgeAI estimate $354,732 · range $330K–$376K$391K

vs edgeAI estimate

+5.7%

$/sqft vs Haines City actives

$207 vs $171

Days on market

8 vs 69 typical

Where $207/sqft sits among the 399 Haines City actives

59
124
127
47 · this home
18
24
$117–142$142–168$168–194$194–220$220–246$246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Calabay Parc at Tower Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCalabay Parc at Tower Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketHaines City
Annual gross at median$25,200
Gross yield on this price6.7%
Homes for rent right now159

Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Calabay Parc at Tower Lake

Drive times from this address

Walt Disney World≈ 26 min
Universal Orlando≈ 36 min
Downtown Orlando≈ 42 min
Orlando Int’l Airport (MCO)≈ 47 min
Downtown Tampa≈ 65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Calabay Parc at Tower Lake is a short-term-rental community. See the full guide →

HAINES CITY 33844 — neighborhood snapshot

Population

49,133

Median age

39.4

Median income

$60,426

Median home value

$212,700

Avg household

2.9

Households w/ children

5,568

For the school run

Polk County School District

HighRidge Community High School★★★★★
ElementaryHorizons Elementary School★★★★★
MiddleLake Alfred Polytech Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$319K → $305K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

207 of 399

Haines City actives have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Oct 3, 2026Listed at $374,900 · 8 days on market since
2007Built · CALABAY PARK AT TOWER LAKE PH 02

Reality check

What actually sold near 170 MINNIEHAHA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

182 MINNIEHAHA CIRCLESold · Aug ’26

$365,000

182 MINNIEHAHA CIRCLE · same community

4 bd · 3 ba · 1,956 sqft · $187/sqft · 279 DOM

135 MINNIEHAHA CIRCLESold · Apr ’26

$350,000

135 MINNIEHAHA CIRCLE · same community

4 bd · 3 ba · 1,956 sqft · $179/sqft · 11 DOM

158 MINNIEHAHA CIRCLESold · May ’26

$350,000

158 MINNIEHAHA CIRCLE · same community

4 bd · 3 ba · 1,956 sqft · $179/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 170 MINNIEHAHA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 170 MINNIEHAHA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

170 MINNIEHAHA CIRCLE FAQs

What would the monthly payment be for 170 MINNIEHAHA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,267/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 170 MINNIEHAHA CIRCLE?+

The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 170 MINNIEHAHA CIRCLE?+

The most recent tax bill on record (2025) was $6,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 170 MINNIEHAHA CIRCLE be rented short-term?+

Yes — this home sits inside Calabay Parc at Tower Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 170 MINNIEHAHA CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $374,900, this home is listed about 21% above the Haines City median of $309,000. The market section on this page shows how the area is trending.

Which schools are assigned to 170 MINNIEHAHA CIRCLE?+

Ridge Community High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$374,900 runs 32% above the HAINES CITY 33844 median.

02Zoned for nightly rentals

Calabay Parc at Tower Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of EXP REALTY LLC · Casey Hatfield. MLS #O6445944.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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