10312 BELFRY CIRCLE, ORLANDO, FL, 32832
Active20 days on marketListed Sep 30, 2026MLS #O6446095
About this home
10312 BELFRY CIRCLE
Welcome to this beautifully maintained single story, corner lot 3-bedroom, 2-bath home offering a stylish blend of comfort and modern living in the sought-after gated Eagle Creek community. The thoughtfully designed interior features quartz countertops, inviting living spaces, and a functional layout ideal for everyday living and entertaining. Enjoy peaceful water views from the screened lanai, creating the perfect setting to relax and unwind. Eagle Creek offers an exceptional array of resort-style amenities, including community pools, clubhouse, playgrounds, tennis courts and golf. Experience comfort, convenience and an exceptional community lifestyle. Recent upgrades include a new A/C installed in 2025 and a new security system in 2026.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,408
Sqft
0.13 ac
Lot size
2
Garage
2012
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,776 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,776/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.3%
$/sqft vs Orlando actives
$298 vs $238
Days on market
20 vs 61 typical
Where $298/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Eagle Creek — neighborhood snapshot
Population
7,569
Median age
37
Median income
$136,670
Median home value
$626,700
Avg household
3
Households w/ children
1,420
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
211 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10312 BELFRY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$500,000
10403 BELFRY CIRCLE · same community
4 bd · 3.5 ba · 2,040 sqft · $245/sqft · 38 DOM
Sold · Nov ’25$515,000
10430 BELFRY CIRCLE · same community
4 bd · 3.5 ba · 2,136 sqft · $241/sqft · 0 DOM
Sold · Jul ’26$386,790
11451 HARBORVIEW STREET
3 bd · 2.5 ba · 1,553 sqft · $249/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 10312 BELFRY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10312 BELFRY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10312 BELFRY CIRCLE FAQs
What would the monthly payment be for 10312 BELFRY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,776/mo — principal and interest, the actual property-tax bill, the $660/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10312 BELFRY CIRCLE?+
The association fee works out to $660 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10312 BELFRY CIRCLE?+
The most recent tax bill on record (2025) was $3,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10312 BELFRY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $420,000, this home is listed about 11% above the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10312 BELFRY CIRCLE?+
Lake Nona High (high), Eagle Creek Elementary (elementary), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $660/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Lake Nona High, Eagle Creek Elementary, 34-M-W-7 (34-M-N-7) — Lake Nona High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of URBAN CITY REALTY LLC · Nereida Padilla. MLS #O6446095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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