1305 SHORELINE CIRCLE, SEBASTIAN, FL, 32958
Active13 days on marketListed Sep 30, 2026MLS #O6446099
About this home
1305 SHORELINE CIRCLE
Pool days start here! This 3BR/2BA home in gated Sebastian Lakes makes it easy to enjoy the good life. Step outside to your private pool, paver patio, and screened enclosure, or relax knowing the big-ticket items are already done with a 2023 roof, new A/C, and 2024 pool screen. Paver driveway adds curb appeal. Sebastian Lakes offers a clubhouse, community pool, fitness center, billiards, sauna, tennis, pickleball, and bocce. Your own backyard retreat plus plenty to do just beyond your door! Room sizes are approximate and subject to error.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,855
Sqft
0.19 ac
Lot size
2
Garage
2004
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,716 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,716/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebastian actives
$229 vs $223
Days on market
13 vs 55 typical
Where $229/sqft sits among the 9 Sebastian actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Sebastian market
$279K → $300K
Sebastian median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
6 of 9
Sebastian actives have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the Sebastian median. See the full Sebastian market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1305 SHORELINE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1305 SHORELINE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1305 SHORELINE CIRCLE FAQs
What would the monthly payment be for 1305 SHORELINE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,716/mo — principal and interest, the actual property-tax bill, the $299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1305 SHORELINE CIRCLE?+
The association fee works out to $299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1305 SHORELINE CIRCLE?+
The most recent tax bill on record (2025) was $6,799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1305 SHORELINE CIRCLE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $425,000, this home is listed about 19% above the Sebastian median of $357,450. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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