206 SE 28TH AVENUE, OCALA, FL, 34471
Active37 days on marketListed Oct 1, 2026MLS #O6446161
About this home
206 SE 28TH AVENUE
Virtually Staged. Discover the possibilities in this spacious 2-bedroom, 2-bathroom Ocala home set on a generous .59-acre lot! Offering 1,544 square feet of living space, this single-story residence combines comfortable living areas with plenty of room to enjoy both inside and out. A covered 2-car carport provides convenient parking, while the interior features two separate living spaces, including a welcoming living room and a spacious family room. The kitchen offers solid wood cabinetry and ample storage and counter space, creating a functional hub for everyday living and entertaining. Both bedrooms are generously sized, with the primary bedroom featuring a private en-suite bathroom with a walk-in shower. A separate den provides additional flexibility for a home office, hobby area, or extra living space. Out back, the expansive backyard offers plenty of room to create the outdoor setting you've envisioned, whether for entertaining, gardening, recreation, or simply enjoying the generous lot. The property's location provides easy access to restaurants, recreation, shopping, major roads, and I-75, making it convenient to explore everything Ocala has to offer. With its spacious layout, versatile living areas, and oversized lot, this property offers a great opportunity to make the most of Ocala living. Mortgage savings may be available for buyers of this listing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,544
Sqft
0.59 ac
Lot size
1957
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,176 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Ocala actives
$170 vs $174
Days on market
37 vs 57 typical
Where $170/sqft sits among the 399 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
28,342
Median age
42.3
Median income
$65,789
Median home value
$317,900
Avg household
2.41
Households w/ children
2,778
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$278K → $278K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 399
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 206 SE 28TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$323,200
706 SE 28TH AVENUE · same community
3 bd · 2 ba · 1,548 sqft · $209/sqft · 0 DOM
Sold · Sep ’26$260,000
3174 SE 6TH PLACE · same community
4 bd · 3 ba · 1,488 sqft · $175/sqft · 3 DOM
Sold · Jul ’26$181,500
523 SE 31ST AVENUE · same community
3 bd · 2.5 ba · 1,624 sqft · $112/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 206 SE 28TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 206 SE 28TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
206 SE 28TH AVENUE FAQs
What would the monthly payment be for 206 SE 28TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,176/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 206 SE 28TH AVENUE?+
The most recent tax bill on record (2025) was $1,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 206 SE 28TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $262,000, this home is listed about 13% below the Ocala median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 206 SE 28TH AVENUE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34471 market on paper
$262,000 is 13% below the OCALA 34471 median of $302,450, and at $170/sqft it sits under the Ocala average of $214.
02Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $279,900, now $262,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · John Marascia. MLS #O6446161.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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