CENTURY 21 Edge
$588,0004 bd3.5 ba2,817 sqft$209 /sqft≈$5,096 /mo all-in ↓

13051 SPRING GROVE WAY, WINTER GARDEN, FL, 34787

Active9 days on marketListed Oct 15, 2026MLS #O6446222

Single Family ResidenceENCORE AT OVATION

About this home

13051 SPRING GROVE WAY

JUST remodeld !Wonderful home across the street from serene pond. Enjoy this 4-3 home only 1 year old, with front porch overlooking the wildlife along the waterfront and walking path. This home has a nice sized bedroom downstairs with its own private bath and a wonderful open layout with kitchen, dining, and living room together, great for entertaining. The kitchen has Mocha colored cabinets with crown molding, island kitchen sink and breakfast bar, accented with gorgeous white stone quartz counters and all stainless steel appliances. The deluxe chef gas stove has split ovens and gridle center top . The dining room has a large slider to the side yard covered patio. A half bath powder room is behind the kitchen off the drop room from the garage. The stairs have open beautiful railings that lead you to the loft area. The Master Bedroom has 2 very large walk-in closets, and nice large bath with two separate vanities with extra cabinet space, a walk-in shower, elegant stand alone tub, and private toilet. The Master has more privacy split away from the other bedrooms by the laundry room. Laundry room has extra space for an ironing board, and laundry sink next to the provided washer and dryer. Bedrooms 2, 3 are separated by a full bath with double sinks and shower/tub. Tankless water heater saves in efficiency and constant hot water. This home is in a great and quite community just a few miles off the 429 west of Disney. While this home sits across from nice long pond with activities such as Corn hole, Bocce Ball courts, and picnic tables and dog park, the clubhouse and pool area are a short walk about a block and half away. The community offers other areas of interest to explore and enjoy too with more open park areas with trails by scenic ponds currently under construction along with the back park which the playground should soon be built. Just a few miles off the major interchange of 429 and Western, just outside Disney West provides fast and easy access anywhere. Hospitals, restaurants and shopping are all close and many more are being built nearby. The builder states; Water Spring Elementary, Bridgewater Middle, and Windermere Highschool.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,817

Sqft

0.1 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$209

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Range · Tankless Water Heater
InteriorOpen Floorplan · Solid Surface Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewWater
FacesWest
ParkingGarage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$225/mo
Taxes (2025)$9,484/yr
PetsYes
CommunityFitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Phone Available · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,096 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,700
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$790
HOA fee — from the listing$225
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,800Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,800
Interest rate7.50%
Loan term

Estimated payment

$5,096/mo

Principal & interest$3,700
PMI (est., until 20% equity)$221
Property taxes (actual bill)$790
HOA / condo fee$225
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $588K
$564KedgeAI estimate $668,917 · range $614K–$689K$717K

vs edgeAI estimate

−12.1%

$/sqft vs Winter Garden actives

$209 vs $259

Days on market

9 vs 60 typical

Where $209/sqft sits among the 400 Winter Garden actives

49
100 · this home
145
48
23
35
$155–201$201–246$246–292$292–337$337–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village I

Drive times from this address

Walt Disney World≈ 14 min
Universal Orlando≈ 30 min
Downtown Orlando≈ 34 min
Orlando Int’l Airport (MCO)≈ 41 min
Downtown Tampa≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village I — neighborhood snapshot

Population

1,534

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

225

For the school run

Orange County School District

ElementaryWater Spring Elementary★★★★★
HighHorizon High School★★★★★
MiddleWater Spring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$585K → $611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

206 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $588,000 · 9 days on market since
2021Built · ENCORE AT OVATION

Reality check

What actually sold near 13051 SPRING GROVE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12033 ENCORE AT OVATION WAYSold · Sep ’26

$740,000

12033 ENCORE AT OVATION WAY · same community

4 bd · 3 ba · 2,740 sqft · $270/sqft · 34 DOM

16006 GILDEN WAYSold · Aug ’26

$1,015,000

16006 GILDEN WAY · same community

5 bd · 4 ba · 3,617 sqft · $281/sqft · 106 DOM

17087 WYNFORD LANESold · Mar ’26

$435,000

17087 WYNFORD LANE · same community

3 bd · 2.5 ba · 1,774 sqft · $245/sqft · 326 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13051 SPRING GROVE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13051 SPRING GROVE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13051 SPRING GROVE WAY FAQs

What would the monthly payment be for 13051 SPRING GROVE WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,096/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13051 SPRING GROVE WAY?+

The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13051 SPRING GROVE WAY?+

The most recent tax bill on record (2025) was $9,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13051 SPRING GROVE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $588,000, this home is listed about 1% below the Winter Garden median of $595,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13051 SPRING GROVE WAY?+

Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$588,000 runs 18% above the WINTER GARDEN 34787 median — but at 2,817 sqft it's also 33% larger than the typical Winter Garden listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SPRING REALTY ONE LLC · Chun Cai. MLS #O6446222.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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