CENTURY 21 Edge
$357,0003 bd2 ba1,120 sqft$319 /sqft≈$2,878 /mo all-in ↓

4628 S SHORE ROAD, ORLANDO, FL, 32839

Active19 days on marketListed Oct 1, 2026MLS #O6446308

Single Family ResidenceLAKE HOLDEN GARDENS

About this home

4628 S SHORE ROAD

Charming and move-in ready home conveniently located near South Downtown Orlando! This well-maintained property offers a comfortable blend of updates, functionality, and outdoor living. The kitchen features freshly painted cabinets and stainless-steel appliances, including a convection oven, microwave, and dishwasher. Energy-efficient double-pane windows and sliding glass doors with built-in blinds provide comfort and efficiency while allowing plenty of natural light. Step outside to the spacious screened porch, featuring durable composite flooring and overlooking a large, vinyl-fenced backyard with beautiful private landscaping—perfect for relaxing, entertaining, or enjoying Florida's outdoor lifestyle. Additional updates include a complete replumb and new water heater in 2022. The oversized two-car garage provides plenty of room for parking, storage, and projects, with convenient drop-stair access to the attic. Situated on a generously sized lot at the end of a quiet dead-end street, this home offers privacy while remaining conveniently located near the attractions, dining, shopping, and amenities of South Downtown Orlando. Close to Cypress Grove Park sits just south of it on the shores of Lake Jessamine and serves as the primary public green space for the Holden Heights area. A wonderful opportunity for buyers looking for a move-in ready home with meaningful updates and a great outdoor setting.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,120

Sqft

0.24 ac

Lot size

2

Garage

1978

Year built

One

Levels

$319

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Gas Water Heater · Microwave · Range
InteriorKitchen/Family Room Combo
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$5,503/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,878 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,102
FHA mortgage insurance (est.)$158
Property tax — 2025 actual bill$459
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,495Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,495
Interest rate6.00%
Loan term

Estimated payment

$2,878/mo

Principal & interest$2,102
FHA mortgage insurance (est.)$158
Property taxes (actual bill)$459
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $357K
$254KedgeAI estimate $284,325 · range $264K–$300K$371K

vs edgeAI estimate

+25.6%

$/sqft vs Orlando actives

$319 vs $237

Days on market

19 vs 61 typical

Where $319/sqft sits among the 400 Orlando actives

98
137
92
36 · this home
10
27
$129–192$192–254$254–317$317–379$379–442$442+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Drive times from this address

Downtown Orlando≈ 8 min
Universal Orlando≈ 15 min
Orlando Int’l Airport (MCO)≈ 20 min
Walt Disney World≈ 27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32839 — neighborhood snapshot

Population

51,807

Median age

32.7

Median income

$50,814

Median home value

$250,800

Avg household

2.59

Households w/ children

4,846

For the school run

Orange County School District

ElementaryShingle Creek Elementary★★★★★
MiddleWestridge Middle★★★★★
HighLake Buena Vista High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$400K → $395K

Orlando median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

210 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 320% above the ORLANDO 32839 median. See the full Orlando market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $357,000 · 19 days on market since
1978Built · LAKE HOLDEN GARDENS

Reality check

What actually sold near 4628 S SHORE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1948 LAKE ATRIUMS CIRCLE UNIT 127Sold · Oct ’26

$130,000

1948 LAKE ATRIUMS CIRCLE UNIT 127

3 bd · 2 ba · 1,158 sqft · $112/sqft · 97 DOM

5301 BRERETON AVENUESold · Aug ’26

$308,000

5301 BRERETON AVENUE

3 bd · 2 ba · 1,161 sqft · $265/sqft · 1 DOM

17 KEPNER STREETSold · Jun ’26

$322,000

17 KEPNER STREET

3 bd · 2 ba · 1,161 sqft · $277/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4628 S SHORE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4628 S SHORE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4628 S SHORE ROAD FAQs

What would the monthly payment be for 4628 S SHORE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,878/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4628 S SHORE ROAD?+

The most recent tax bill on record (2025) was $5,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4628 S SHORE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $357,000, this home is listed about 6% below the Orlando median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4628 S SHORE ROAD?+

Shingle Creek Elementary (elementary), Westridge Middle (middle), Lake Buena Vista High School (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BALDWIN PARK REALTY LLC · Bobby Livera. MLS #O6446308.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4628 S SHORE ROAD, ORLANDO, FL — 3 Bed, 2 Bath — $357,000 | CENTURY 21 Edge