2986 CHERRY LANE, HAINES CITY, FL, 33844
Active23 days on marketListed Oct 1, 2026MLS #O6446309
About this home
2986 CHERRY LANE
Welcome to 2986 Cherry Lane, a beautiful brand-new 3-bedroom, 2.5-bath townhome located in the desirable Crosswinds community in Haines City. This modern two-story residence features an open-concept layout connecting the kitchen, dining area, and family room, creating a comfortable space for everyday living and entertaining. The spacious primary suite includes a private bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office. Residents of Crosswinds enjoy an amenity-rich community with a resort-style swimming pool, clubhouse, fitness center, walking trails, playground, dog park, and additional recreational areas. The community is conveniently located near major roadways, including US-27 and US-17, providing easy access to shopping, restaurants, parks, healthcare, and the area's major employment and entertainment destinations. Nearby attractions include Posner Park, ChampionsGate, Disney-area attractions, and the many outdoor recreation opportunities throughout Central Florida. A great opportunity to enjoy a brand-new home, modern features, community amenities, and a convenient Central Florida location. Schedule your showing today and make this beautiful townhome your next home!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,386
Sqft
0.04 ac
Lot size
1
Garage
2026
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Haines City actives
$1 vs $170
Days on market
23 vs 63 typical
Where $1/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
204 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 2986 CHERRY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$310,000
4814 KATRINA DRIVE · same community
4 bd · 2 ba · 1,824 sqft · $170/sqft · 0 DOM
Sold · Nov ’25$321,990
4786 KATRINA DRIVE · same community
4 bd · 2 ba · 1,824 sqft · $177/sqft · 0 DOM
Sold · May ’26$342,490
3514 RODEN ROAD · same community
4 bd · 2 ba · 1,828 sqft · $187/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2986 CHERRY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2986 CHERRY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2986 CHERRY LANE FAQs
What would the monthly payment be for 2986 CHERRY LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2986 CHERRY LANE?+
The listing reports pets: Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $1,750, this home is listed about 99% below the Haines City median of $303,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2986 CHERRY LANE?+
Alta Vista Elementary School (elementary), Shelley S. Boone Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NOSSA REALTY LLC · Cristiano Gomes De Almeida. MLS #O6446309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Haines City homes, in your inbox
Like 2986 CHERRY LANE but not quite? A daily digest of every new listing in Haines City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →