8037 LUDINGTON CIRCLE, ORLANDO, FL, 32836
Active21 days on marketListed Oct 2, 2026MLS #O6446386
About this home
8037 LUDINGTON CIRCLE
Exceptional Luxury Living in the Heart of Dr. Phillips! Welcome to this beautifully appointed 4-bedroom, 3-bath, 3-car garage, single-story home nestled within a boutique gated community. Meticulously maintained and truly cleaner than new, this residence shows like a model home and offers an exceptional combination of luxury finishes, privacy, resort-style outdoor living, and an unbeatable location. The thoughtfully designed outdoor living space creates a very private backyard retreat, featuring a custom decorative privacy wall that provides an intimate and beautifully finished setting for relaxing or entertaining. The resort-style heated saltwater pool features three stunning water features/walls, a sun ledge with bubbler, and a deepened bench with water jets. The pool area is enhanced by an elegant travertine deck, retractable screens, and a spacious lanai with summer kitchen, credenza, and stone accent wall. An outdoor Sonos speaker system creates the perfect ambiance for entertaining or unwinding in your private outdoor oasis. The beautifully landscaped front and rear yards feature professional landscaping, lighting, and outdoor turf, while gutters with a French drain system provide added functionality. The pool equipment was upgraded in 2026, including the filter, pump, and salt cell. Inside, the home continues to impress with custom closets, crown molding throughout, plantation shutters, and custom window treatments. Matching luxury vinyl plank flooring runs throughout the entire home—no carpet anywhere. A dedicated home office and tech center provide an ideal setup for work-from-home families, offering functional, organized spaces designed for today’s connected lifestyle. An indoor Sonos speaker system adds to the home's elevated entertaining experience. Additional comfort and convenience features include an A/C UV light and cleaning system and a Culligan salt softener and whole-house reverse osmosis water filtration system. Beyond the home itself, residents enjoy the added lifestyle benefit of private community access to Dr. Phillips Community Park, providing convenient access to recreation and outdoor activities. Ideally located in the heart of Dr. Phillips, this home offers convenient access to Walt Disney World, Universal Orlando Resort, SeaWorld, Epic Universe, Orlando International Airport, major hospitals, premier shopping and dining, golf courses, and all that Orlando has to offer. With its exceptional condition, extensive upgrades, private backyard retreat, resort-style outdoor living, private park access, and prime location, this is a rare opportunity to experience the best of the Dr. Phillips lifestyle in a beautifully finished, move-in-ready home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,754
Sqft
0.18 ac
Lot size
3
Garage
2018
Year built
One
Levels
$435
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,241 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,241/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.4%
$/sqft vs Orlando actives
$435 vs $239
Days on market
21 vs 59 typical
Where $435/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32836 — neighborhood snapshot
Population
24,648
Median age
39.3
Median income
$111,921
Median home value
$637,300
Avg household
2.72
Households w/ children
3,070
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
218 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the ORLANDO 32836 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 8037 LUDINGTON CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$925,000
7899 WANDERING WAY
4 bd · 3.5 ba · 2,757 sqft · $336/sqft · 24 DOM
Sold · Apr ’26$790,000
10713 BERRY CREEK ROAD
3 bd · 3.5 ba · 2,744 sqft · $288/sqft · 110 DOM
Sold · May ’26$895,000
11509 CITRUS FIELDS PLACE
4 bd · 3 ba · 2,710 sqft · $330/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8037 LUDINGTON CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8037 LUDINGTON CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8037 LUDINGTON CIRCLE FAQs
What would the monthly payment be for 8037 LUDINGTON CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,241/mo — principal and interest, the actual property-tax bill, the $252/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8037 LUDINGTON CIRCLE?+
The association fee works out to $252 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8037 LUDINGTON CIRCLE?+
The most recent tax bill on record (2026) was $10,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8037 LUDINGTON CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $1,198,900, this home is listed about 216% above the Orlando median of $379,995. The market section on this page shows how the area is trending.
Which schools are assigned to 8037 LUDINGTON CIRCLE?+
Sand Lake Elementary (elementary), Lake Buena Vista High School (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Andrew Burgard. MLS #O6446386.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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