640 N PARK AVENUE UNIT 3, WINTER PARK, FL, 32789
Active4 days on marketListed Oct 8, 2026MLS #O6446483
About this home
640 N PARK AVENUE UNIT 3
Virtually Staged. Welcome to 640 N Park Avenue, the iconic "pink building" in the heart of downtown Winter Park! This first-floor corner unit captures views of the WP 9 golf course, Casa Feliz and the Park Avenue streetfront from every window. Taken down to the studs and completely reimagined in 2023, this residence is filled with high-end upgrades throughout. Step inside and notice the hand-scraped walnut hardwood flooring as you enter the kitchen, which features custom cabinetry, Danby marble countertops, a European tile backsplash, and top-tier appliances, including a La Cornue range, Fisher & Paykel refrigerator, and GE Monogram dishwasher. Two appliance garages and a hidden butcher block that pulls out when needed make the most of every inch.The living room showcases beautiful views of the WP 9, along with a bar-height eating space with under-cabinet storage and additional built-ins. In the hallway, you'll find a half bath added during the renovation and a full wall of custom cabinetry. The primary bedroom sits in the corner of the building, with large windows framing the views, a spacious walk-in closet, and another full wall of built-ins. Down the hall, a second bedroom with a laundry closet sits beside the full bathroom, finished with a custom vanity and porcelain tile floors. Additional finishes include solid wood doors with Emtek hardware, Visual Comfort lighting throughout, Perrin & Rowe plumbing fixtures, and new windows (2025). Mechanical updates include rewiring, a new electric panel, plumbing updates, and new AC & ductwork (all 2023), plus a new hot water heater (2026). Step out your front door and you're steps from the community pool and everything Park Avenue has to offer. The unit includes one underground parking space and a private storage unit. Truly one of a kind, this like-new condo delivers the best of downtown Winter Park living, with every thoughtful, high-end finish you could want.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
897
Sqft
0.02 ac
Lot size
1956
Year built
One
Levels
$831
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,668 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,668/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.6%
$/sqft vs Winter Park actives
$831 vs $343
Days on market
4 vs 58 typical
Where $831/sqft sits among the 339 Winter Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Winter Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Park. See the full Winter Park guide →
Downtown Winter Park — neighborhood snapshot
Population
640
Median age
28
Median income
$69,124
Median home value
$587,230
Avg household
2
Households w/ children
10%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Park market
$470K → $530K
Winter Park median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
161 of 339
Winter Park actives have cut their price
Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the WINTER PARK 32789 median. See the full Winter Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 640 N PARK AVENUE UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$420,000
640 N PARK AVENUE UNIT 5 · same community
1 bd · 1 ba · 673 sqft · $624/sqft · 116 DOM
Sold · Mar ’26$190,000
1250 S DENNING DRIVE UNIT 104
2 bd · 2 ba · 908 sqft · $209/sqft · 60 DOM
Sold · Jun ’26$230,000
1250 S DENNING DRIVE UNIT 117
2 bd · 1.5 ba · 908 sqft · $253/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 640 N PARK AVENUE UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 640 N PARK AVENUE UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
640 N PARK AVENUE UNIT 3 FAQs
What would the monthly payment be for 640 N PARK AVENUE UNIT 3?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,668/mo — principal and interest, the actual property-tax bill, the $781/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 640 N PARK AVENUE UNIT 3?+
The association fee works out to $781 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 640 N PARK AVENUE UNIT 3?+
The most recent tax bill on record (2026) was $5,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 640 N PARK AVENUE UNIT 3?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Park?+
At $745,000, this home is listed about 24% above the Winter Park median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 640 N PARK AVENUE UNIT 3?+
Winter Park High (high), Audubon Park School (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the WINTER PARK 32789 market on paper
$745,000 is 5% below the WINTER PARK 32789 median of $787,000.
02Golf Course & Park/Greenbelt views
The golf course and park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $781/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 4 days on market in a Winter Park market that averages 58 — if it fits, move quickly.
05Strong assigned schools
Winter Park High, Audubon Park School — Winter Park High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FANNIE HILLMAN & ASSOCIATES · Erika Beerbower. MLS #O6446483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Winter Park homes, in your inbox
Like 640 N PARK AVENUE UNIT 3 but not quite? A daily digest of every new listing in Winter Park — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Elizabeth to ping you on any price or status change →