16437 FERNRIDGE STREET, CLERMONT, FL, 34714
Active7 days on marketListed Oct 6, 2026MLS #O6446512
About this home
16437 FERNRIDGE STREET
NEXT GEN HOME • MULTIGENERATIONAL LAYOUT • PRIVATE IN-LAW SUITE • SEPARATE ENTRANCE • APPROX. 60-FT-WIDE OVERSIZED LOT • SOLAR PANELS • FENCED YARD • COVERED PATIO • SAWGRASS BAY • WELLNESS WAY + WINTER GARDEN ACCESS • NEAR U.S. 27 + U.S. 192. Looking for a Next Gen home in Clermont with separate living space? This Sawgrass Bay property delivers a true two-space configuration under one roof, giving the main residence and private suite distinct areas for everyday living. The Next Gen/in-law suite includes its own exterior entrance, bedroom, full bath, living room, kitchenette, and laundry setup—well suited for extended stays, guests, multigenerational living, or anyone who needs an independent secondary space without a detached structure. The main residence features 3 bedrooms plus a dedicated office/den, an open kitchen with quartz countertops, stainless steel appliances and 42-inch cabinetry, and a family room that connects directly to the covered patio. An approx. 60-ft-wide oversized homesite is another key advantage, providing additional outdoor space and greater separation than narrower lots. The fenced yard expands the usable outdoor area, while solar panels help offset electricity costs. Smart-home features, irrigation, and an attached 2-car garage add practical convenience. Sawgrass Bay offers a community pool, playground, athletic fields, and outdoor recreation areas. The Clermont location puts everyday convenience and Central Florida destinations within easy reach: just off U.S. 27 near U.S. 192, under 10 minutes to Lake Louisa State Park, approximately 7 minutes to the growing Wellness Way area with convenient access toward Winter Garden, and about 30 minutes to Walt Disney World. For buyers comparing Clermont homes with an in-law suite, Next Gen floor plan, separate guest space, home office, solar panels, fenced yard, covered patio, or a wider homesite, 16437 Fernridge Street combines these features with quick access to recreation, shopping, dining, major roadways, and Orlando-area destinations. One home, two distinct living spaces, a wider lot, and a location positioned between Clermont’s outdoor lifestyle and the continued growth around Wellness Way. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,081
Sqft
0.17 ac
Lot size
2
Garage
2021
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,484 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,484/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Clermont actives
$211 vs $229
Days on market
7 vs 65 typical
Where $211/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $447K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
245 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 16437 FERNRIDGE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$435,000
16429 FERNRIDGE STREET · same community
4 bd · 3 ba · 2,090 sqft · $208/sqft · 10 DOM
Sold · Feb ’26$370,000
4583 TAHOE CIRCLE · same community
4 bd · 2 ba · 1,877 sqft · $197/sqft · 49 DOM
Sold · Apr ’26$385,000
16441 FERNRIDGE STREET · same community
4 bd · 2 ba · 1,877 sqft · $205/sqft · 206 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16437 FERNRIDGE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16437 FERNRIDGE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16437 FERNRIDGE STREET FAQs
What would the monthly payment be for 16437 FERNRIDGE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,484/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16437 FERNRIDGE STREET?+
The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16437 FERNRIDGE STREET?+
The most recent tax bill on record (2025) was $5,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16437 FERNRIDGE STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $439,900, this home is listed about 2% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16437 FERNRIDGE STREET?+
Sawgrass Bay Elementary School (elementary), Windy Hill Middle School (middle), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DREAM FINDERS REALTY GROUP CORP · Angela Rodriguez. MLS #O6446512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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