CENTURY 21 Edge
$550,000$574,9003 bd2 ba1,670 sqft$329 /sqft≈$5,395 /mo all-in ↓

16005 SHORELINE DRIVE, PUNTA GORDA, FL, 33982

Active36 days on marketListed Oct 2, 2026MLS #O6446742

✦ Reduced $25KSingle Family ResidenceBABCOCK RANCH

About this home

16005 SHORELINE DRIVE

Wake up to spectacular sunrises over Lake Babcock! Enjoy your morning coffee on the expansive screened lanai while taking in breathtaking waterfront views. Two oversized sliding glass doors seamlessly connect the bright, open living space to the beauty of Lake Babcock. An exceptional location offering privacy, convenience, and peaceful lakefront living! Situated in the gated Edgewater Shores neighborhood, this home has just one immediate neighboring house, with lush greenery and a quiet community swimming pool on the other side. Enjoy the luxury of having a pool just steps away, without the cost and maintenance! This established neighborhood is fully built out, with no additional home construction. Thoughtfully designed with extensive premium upgrades throughout! The light, bright interior features neutral finishes, upgraded tile flooring throughout (no carpet), and a beautifully appointed kitchen with premium appliances, upgraded cabinetry, quartz countertops, an oversized island, and reverse-osmosis drinking water filtration. Additional upgrades include hurricane-impact windows, an upgraded exterior elevation with a spacious covered front porch, ceiling-height shower tile and upgraded glass shower enclosures in both bathrooms, ceiling fans in the bedrooms, living area and lanai, a tankless water heater, elegant tray ceiling, and gutters around the entire home. Experience the extraordinary Babcock Ranch lifestyle! Enjoy community pools, shopping, restaurants, parks, pickleball, tennis, scenic walking and biking trails, fishing, farmers markets, Food Truck Fridays, and an exciting calendar of year-round community events. Beautiful lakefront views, exceptional upgrades, a peaceful gated neighborhood, and an unbeatable lifestyle, all in one remarkable home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,670

Sqft

0.23 ac

Lot size

2

Garage

2023

Year built

One

Levels

$329

Per sqft

Golf Course & Pool & Trees/Woods & Water viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Open Floorplan · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Chute · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewGolf Course · Pool · Trees/Woods · Water
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorOther · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$384/mo
Taxes (2025)$9,985/yr
PetsDogs OK, Yes
CommunityCommunity Boat Ramp · Fishing · Lake · Water Access · Waterfront · Deed Restrictions · Golf Carts OK · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,395 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,776
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$832
HOA fee — from the listing$384
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate7.50%
Loan term

Estimated payment

$5,395/mo

Principal & interest$3,776
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$832
HOA / condo fee$384
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$397KedgeAI estimate $459,428 · range $413K–$505K$572K

vs edgeAI estimate

+19.7%

$/sqft vs Punta Gorda actives

$329 vs $207

Days on market

36 vs 65 typical

Where $329/sqft sits among the 400 Punta Gorda actives

128
133
51
27
28 · this home
33
$130–180$180–230$230–281$281–331$331–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Babcock Ranch

Get to know Punta Gorda. See the full Punta Gorda guide →

Babcock Ranch — neighborhood snapshot

Population

1,383

Median age

51

Median income

$121,216

Median home value

$440,349

Avg household

3

Households w/ children

150

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

174 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 255% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $550,000 ▼ $25K
Oct 2, 2026Listed at $574,900 · 36 days on market since
2023Built · BABCOCK RANCH

Reality check

What actually sold near 16005 SHORELINE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

42854 PARK VIEW DRIVESold · May ’26

$326,990

42854 PARK VIEW DRIVE · same community

3 bd · 2.5 ba · 1,648 sqft · $198/sqft · 39 DOM

42858 PARK VIEW DRIVESold · Dec ’25

$293,000

42858 PARK VIEW DRIVE · same community

3 bd · 2.5 ba · 1,572 sqft · $186/sqft · 5 DOM

17339 PEREGRINE WAYSold · Feb ’26

$268,020

17339 PEREGRINE WAY · same community

3 bd · 2.5 ba · 1,572 sqft · $170/sqft · 491 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16005 SHORELINE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16005 SHORELINE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16005 SHORELINE DRIVE FAQs

What would the monthly payment be for 16005 SHORELINE DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $5,395/mo — principal and interest, the actual property-tax bill, the $384/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16005 SHORELINE DRIVE?+

The association fee works out to $384 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16005 SHORELINE DRIVE?+

The most recent tax bill on record (2025) was $9,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16005 SHORELINE DRIVE?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $550,000, this home is listed about 53% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16005 SHORELINE DRIVE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$550,000 runs 255% above the PUNTA GORDA 33982 median.

02Golf Course & Pool & Trees/Woods & Water views

The golf course and pool and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $574,900, now $550,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of LIST IN MLS REALTY, LLC · Mark Hetrick. MLS #O6446742.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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