402 CYPRESS DRIVE UNIT 402, HAINES CITY, FL, 33844
Active6 days on marketListed Oct 5, 2026MLS #O6446884
About this home
402 CYPRESS DRIVE UNIT 402
FULLY FURNISHED 1-BEDROOM FIRST-FLOOR CONDO IN HAINES CITY | MOVE-IN READY FLORIDA HOME | GREAT SNOWBIRD & FIRST-TIME HOME BUYER OPPORTUNITY Welcome to your affordable piece of the Florida lifestyle! This fully furnished 1-bedroom, first-floor condo in Haines City is a wonderful opportunity for a first-time homebuyer, snowbird, winter retreat, vacation getaway, or anyone looking for an easy-to-maintain Florida home. Light, bright, and inviting, this move-in ready condo is surrounded by beautiful mature moss-draped oak trees, creating a peaceful and relaxing setting. The spacious open-concept living area features a large TV room, making it the perfect place to relax, entertain, or enjoy your Florida getaway. The bright white kitchen features stainless steel appliances, a convenient breakfast bar, and all the housewares you need to start enjoying your new home right away. Laminate flooring flows throughout, adding to the clean, comfortable, and airy feel. An in-unit washer and dryer provide added convenience. Best of all, this condo is being sold fully furnished and fully equipped. Furniture, bedding, towels, dishes, cookware, and household essentials are included….just bring your toothbrush! Looking for a Florida winter home? This is an ideal opportunity for snowbirds wanting to escape the cold and enjoy sunshine during the winter months. Looking for your first home? The manageable size, first-floor location, and move-in-ready condition make this an excellent option for a first-time buyer. It can also be the perfect Florida vacation home or weekend getaway. Located in the heart of Central Florida, you’ll be close to the area’s attractions, outdoor recreation, dining, shopping, and entertainment while enjoying a peaceful residential setting. Bring your suitcase and start enjoying the Florida lifestyle today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
974
Sqft
0.02 ac
Lot size
1982
Year built
One
Levels
$112
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,305 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.3%
$/sqft vs Haines City actives
$112 vs $172
Days on market
6 vs 69 typical
Where $112/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grenelefe Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
Grenelefe Country Club — neighborhood snapshot
Population
1,441
Median age
41
Median income
$70,037
Median home value
$127,556
Avg household
3
Households w/ children
101
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
207 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 402 CYPRESS DRIVE UNIT 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$132,500
4186 ABBEY COURT UNIT 4186 · same community
2 bd · 2 ba · 1,123 sqft · $118/sqft · 47 DOM
Sold · Apr ’26$78,000
3377 CAMELOT DRIVE UNIT 3377
1 bd · 1 ba · 974 sqft · $80/sqft · 132 DOM
Sold · Jun ’26$75,000
567 MAPLE LEAF COURT UNIT 567
1 bd · 1 ba · 974 sqft · $77/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 402 CYPRESS DRIVE UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 402 CYPRESS DRIVE UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
402 CYPRESS DRIVE UNIT 402 FAQs
What would the monthly payment be for 402 CYPRESS DRIVE UNIT 402?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,305/mo — principal and interest, the actual property-tax bill, the $327/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 402 CYPRESS DRIVE UNIT 402?+
The association fee works out to $327 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 402 CYPRESS DRIVE UNIT 402?+
The most recent tax bill on record (2025) was $1,539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 402 CYPRESS DRIVE UNIT 402?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $109,000, this home is listed about 65% below the Haines City median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 402 CYPRESS DRIVE UNIT 402?+
Sandhill Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAINES CITY 33844 market on paper
$109,000 is 62% below the HAINES CITY 33844 median of $283,250, and at $112/sqft it sits under the Haines City average of $186.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Haines City market that averages 69 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOMETOWN REALTY GROUP INC · Meredith Mahn. MLS #O6446884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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