690 OSCEOLA AVENUE UNIT 407, WINTER PARK, FL, 32789
Active10 days on marketListed Oct 2, 2026MLS #O6446888
About this home
690 OSCEOLA AVENUE UNIT 407
Welcome to breathtaking waterfront living at Lake Virginia Condo community in Winter Park. Gorgeous water views from every room in this fourth floor, 915 sqft, 1-bedroom, 1.5-bathroom end unit overlooking Lake Virginia and the Lake Virginia-Osceola Canal. Step inside and immediately you’re greeted by Lake Virginia through the large floor to ceiling sliders. The roomy bedroom and bathroom provide comfort and convenience, while a private balcony off the master bedroom invites you to unwind by the water. The L-shaped kitchen is large enough to cook and entertain, featuring new appliances and ample counter space. It overlooks the generously sized living room, creating a seamless flow for hosting guests or simply relaxing with loved ones. Large sliders in the living room showcase stunning vistas of Lake Virginia, filling the space with natural light and a sense of tranquility. As part of the Lake Virginia Condo community, residents enjoy an array of outstanding amenities. Covered parking ensures convenience and protection for your vehicle, and the secure lobby offers peace of mind and security. Take advantage of the inviting pool to cool off on warm days or unwind in the fitness center to stay active and healthy. For water enthusiasts, the community provides boat slips (subject to availability, check with HOA) and lake access to the Winter Park Chain of Lakes, perfect for boating, kayaking, and enjoying the water’s beauty. A recreation room offers an ideal setting for social gatherings and events. Beyond the splendor of the community, this condo’s location is truly unbeatable. Only a short walk away, you’ll find yourself in the vibrant Park Avenue shopping and restaurant district, filled with charming boutiques, cafes, and fine dining. Hannibal Square adds to the cultural appeal with its artistic and historical charm. Additionally, the condo’s proximity to major thoroughfares ensures easy commuting and accessibility to various destinations throughout the area. Don’t miss this rare opportunity to own a piece of waterfront paradise in a sought-after community on the Winter Park Chain of Lakes. Experience the allure of lakeside living and embrace the convenience of a vibrant neighborhood. Schedule your viewing today and prepare to fall in love with this exceptional condo at Lake Virginia!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
915
Sqft
1.56 ac
Lot size
1
Garage
1969
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Park actives
$2 vs $343
Days on market
10 vs 58 typical
Where $2/sqft sits among the 340 Winter Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Park. See the full Winter Park guide →
WINTER PARK 32789 — neighborhood snapshot
Population
26,884
Median age
44.4
Median income
$100,213
Median home value
$695,000
Avg household
2.13
Households w/ children
2,125
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Park market
$470K → $530K
Winter Park median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
162 of 340
Winter Park actives have cut their price
Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the WINTER PARK 32789 median. See the full Winter Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 690 OSCEOLA AVENUE UNIT 407
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$472,000
690 OSCEOLA AVENUE UNIT 503 · same community
2 bd · 2 ba · 1,148 sqft · $411/sqft · 14 DOM
Sold · Nov ’25$417,100
690 OSCEOLA AVENUE UNIT 502 · same community
2 bd · 2 ba · 1,400 sqft · $298/sqft · 187 DOM
Sold · Mar ’26$190,000
1250 S DENNING DRIVE UNIT 104
2 bd · 2 ba · 908 sqft · $209/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 690 OSCEOLA AVENUE UNIT 407 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 690 OSCEOLA AVENUE UNIT 407 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
690 OSCEOLA AVENUE UNIT 407 FAQs
What would the monthly payment be for 690 OSCEOLA AVENUE UNIT 407?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 690 OSCEOLA AVENUE UNIT 407?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Park?+
At $2,200, this home is listed about 100% below the Winter Park median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 690 OSCEOLA AVENUE UNIT 407?+
Killarney Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CREEGAN GROUP · Delaney Heidenescher. MLS #O6446888.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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