1145 NEEDLEWOOD LOOP, OVIEDO, FL, 32765
Active7 days on marketListed Oct 4, 2026MLS #O6447185
About this home
1145 NEEDLEWOOD LOOP
Amazing 4-2 Pool home near Oviedo Mall with tons of space and NO carpet! This wonderful home has a gorgeous pool with a very large pool deck refinished and all screened with tons of room. Access to the stone walkway that takes you to the fully fenced back yard. The home has been recently remodeled, including new Wood Flooring, and is an open split-floorplan with tall, vaulted ceilings, ceiling fans, and flooring of tile and engineered wood throughout. The beautiful Kitchen has light brown cabinets with handles, gorgeous granite counters, accented with all stainless steel appliances. A large wall closet pantry and L-shaped tiered island with sink and breakfast bar over looking the living room and kitchenette. Both areas have separate sliders to the pool area for great views. The separate family room slider also faces the pool and the formal dining room faces the front of the home. The primary bedroom slider opens to the pool area and the primary bath is amazing. From large walk-in closet with designer shelving, separated dual sink vanities, large garden tub, and huge walk in shower with 3 sprayer heads and shower bench. The second bedroom is around the corner and the 3rd and 4th are on the other side of the home sharing the hall bath. The laundry room has washer and dryer included and leads to the garage where there is built in shelving to organize a lot of storage. the living room and Pool deck are wired for sound. Pool and lawn care included. Located near Oviedo Mall off of Red Bug, between Tuskawilla and 417. Oviedo has been voted one of the best places to live in the US. Zoned for great schools, and top elementary in Seminole County. A few blocks away and round the corner is Nemours Children’s Health Hospital, the Oviedo Mall, and fast access to the 417 to get around town.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,162
Sqft
0.22 ac
Lot size
2
Garage
1990
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$1 vs $243
Days on market
7 vs 59 typical
Where $1/sqft sits among the 189 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
124 of 189
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1145 NEEDLEWOOD LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$650,000
1098 NEEDLEWOOD LOOP · same community
4 bd · 3 ba · 2,720 sqft · $239/sqft · 2 DOM
Sold · Sep ’26$625,000
1104 NEEDLEWOOD LOOP · same community
4 bd · 3 ba · 2,865 sqft · $218/sqft · 60 DOM
Sold · Jul ’26$712,500
1212 NEEDLEWOOD LOOP · same community
5 bd · 3 ba · 3,251 sqft · $219/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1145 NEEDLEWOOD LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1145 NEEDLEWOOD LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1145 NEEDLEWOOD LOOP FAQs
What would the monthly payment be for 1145 NEEDLEWOOD LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1145 NEEDLEWOOD LOOP?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $3,050, this home is listed about 99% below the Oviedo median of $482,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1145 NEEDLEWOOD LOOP?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OVIEDO 32765 market on paper
$3,050 is 99% below the OVIEDO 32765 median of $429,950, and at $1/sqft it sits under the Oviedo average of $255.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 7 days on market in a Oviedo market that averages 59 — if it fits, move quickly.
04Strong assigned schools
Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SPRING REALTY ONE LLC · Bryce Rysewyk. MLS #O6447185.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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