CENTURY 21 Edge
✦ Short-Term Rental Eligible
$215,0003 bd2 ba1,220 sqft$176 /sqft≈$2,198 /mo all-in ↓

2478 SWEETWATER CLUB CIRCLE UNIT 92, KISSIMMEE, FL, 34746

Active2 days on marketListed Oct 8, 2026MLS #O6447445

✦ Priced 36% below the KISSIMMEE 34746 medianFully furnishedCondominiumSWEETWATER CLUB CONDO

About this home

2478 SWEETWATER CLUB CIRCLE UNIT 92

Step into a bright, airy retreat where the view takes center stage. This stunning corner unit is designed to maximize its surroundings, offering an open-concept layout that feels both spacious and inviting. The living room and primary suite feature high ceilings, adding to the open and airy feel of the home. The main living area is wrapped in large windows that flood the space with natural light, while UV protection helps keep the interior cool and comfortable throughout the day. The home flows effortlessly over natural-toned flooring, creating a warm and inviting atmosphere. The kitchen features a full suite of stainless steel appliances, including a stove, microwave, refrigerator, and dishwasher. A washer and dryer are also conveniently located within the unit. The HVAC system was replaced in 2024, offering added peace of mind. One of the standout features is the private balcony, the perfect place to unwind, enjoy beautiful water views, and watch stunning sunsets. Best of all, this condo comes fully furnished, making it truly turn-key and ready for you to move in. Enjoy resort-style amenities right in the community, including a pool, fitness center, clubhouse, tennis courts, and basketball court. And with Disney just minutes away, you'll be close to world-class entertainment, dining, and attractions. Whether you're looking for a vacation retreat, investment property, or a place to call home, this beautifully furnished corner unit is ready for you to move in and start enjoying the Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,220

Sqft

0.11 ac

Lot size

1992

Year built

One

Levels

$176

Per sqft

Water viewFurnishedPets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewWater
FacesEast
ExteriorBalcony · Sidewalk

Community & fees

HOA fee$485/mo
Taxes (2025)$2,301/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,198 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$192
Condo fee — from the listing$485
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$2,198/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$192
HOA / condo fee$485
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$169KedgeAI estimate $196,153 · range $177K–$206K$224K

vs edgeAI estimate

+9.6%

$/sqft vs Kissimmee actives

$176 vs $205

Days on market

2 vs 90 typical

Where $176/sqft sits among the 400 Kissimmee actives

93 · this home
108
87
48
32
32
$151–178$178–205$205–232$232–259$259–286$286+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySweetwater Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price11.7%
Homes for rent right now1,054

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Sweetwater Club

Drive times from this address

Walt Disney World≈ 16 min
Universal Orlando≈ 21 min
Downtown Orlando≈ 27 min
Orlando Int’l Airport (MCO)≈ 30 min
Downtown Tampa≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sweetwater Club is a short-term-rental community. See the full guide →

KISSIMMEE 34746 — neighborhood snapshot

Population

57,181

Median age

37.6

Median income

$67,677

Median home value

$328,500

Avg household

3.13

Households w/ children

5,929

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$365K → $350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

209 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $215,000 · 2 days on market since
1992Built · SWEETWATER CLUB CONDO

Reality check

What actually sold near 2478 SWEETWATER CLUB CIRCLE UNIT 92

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2494 SWEETWATER CLUB CIRCLE UNIT 55Sold · Nov ’25

$220,000

2494 SWEETWATER CLUB CIRCLE UNIT 55 · same community

3 bd · 2 ba · 1,220 sqft · $180/sqft · 213 DOM

2458 SWEETWATER CLUB CIRCLE UNIT 22Sold · Dec ’25

$230,000

2458 SWEETWATER CLUB CIRCLE UNIT 22 · same community

3 bd · 2 ba · 1,220 sqft · $189/sqft · 38 DOM

2474 SWEETWATER CLUB CIRCLE UNIT 101Sold · Sep ’26

$218,000

2474 SWEETWATER CLUB CIRCLE UNIT 101 · same community

3 bd · 2 ba · 1,220 sqft · $179/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2478 SWEETWATER CLUB CIRCLE UNIT 92 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2478 SWEETWATER CLUB CIRCLE UNIT 92 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2478 SWEETWATER CLUB CIRCLE UNIT 92 FAQs

What would the monthly payment be for 2478 SWEETWATER CLUB CIRCLE UNIT 92?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,198/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2478 SWEETWATER CLUB CIRCLE UNIT 92?+

The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2478 SWEETWATER CLUB CIRCLE UNIT 92?+

The most recent tax bill on record (2025) was $2,301. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2478 SWEETWATER CLUB CIRCLE UNIT 92 be rented short-term?+

Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2478 SWEETWATER CLUB CIRCLE UNIT 92?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $215,000, this home is listed about 43% below the Kissimmee median of $377,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the KISSIMMEE 34746 market on paper

$215,000 is 36% below the KISSIMMEE 34746 median of $335,000, and at $176/sqft it sits under the Kissimmee average of $213.

02Zoned for nightly rentals

Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Water views

The water view is part of what you're buying — views hold value independently of the structure.

04Fresh on the market

Only 2 days on market in a Kissimmee market that averages 90 — if it fits, move quickly.

Listing courtesy of COMPASS FLORIDA LLC · Krushna Patel. MLS #O6447445.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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