20778 N HWY 329, MICANOPY, FL, 32667
Active5 days on marketListed Oct 6, 2026MLS #O6447530
About this home
20778 N HWY 329
This is a beautifully renovated 3 bedroom, 2 1/2 bath brick home nestled on 3 peaceful acres in Micanopy, Fl with no HOA. Offering approx. 2300 SF of space, this home combines comfortable living with the privacy and natural beauty of the Florida countryside. The recently renovated interior features new waterproof luxury vinyl flooring, a renovated kitchen with new appliances, and a fresh, updated feel throughout. The spacious primary suite includes a walk-in closet, providing plenty of storage and a comfortable retreat at the end of the day. Step outside and enjoy the tranquility of your own private acreage, including a pond that provides wonderful opportunities for bird watching, fishing, and peaceful setting. A large 3 car garage provides exceptional space for vehicles, storage, hobbies, or recreational equipment. The home also features a new roof, offering added peace of mind for the next homeowner. Located just minutes from the quaint historic town of Micanopy, this property offers the perfect balance of country living and convenience--approx 20 minutes from Gainesville, 30 minutes from Ocala, and 10 minutes to I-75
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,424
Sqft
3.09 ac
Lot size
1995
Year built
Two
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−51.8%
$/sqft vs Micanopy actives
$277 vs $422
Days on market
5 vs 131 typical
Where $277/sqft sits among the 26 Micanopy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Micanopy
Get to know Micanopy. See the full Micanopy guide →
MICANOPY 32667 — neighborhood snapshot
Population
3,761
Median age
53.4
Median income
$79,440
Median home value
$275,900
Avg household
2.32
Households w/ children
220
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Micanopy market
$525K → $435K
Micanopy median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
8 of 26
Micanopy actives have cut their price
Median sold price, Micanopy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the MICANOPY 32667 median. See the full Micanopy market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 20778 N HWY 329 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20778 N HWY 329 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20778 N HWY 329 FAQs
What would the monthly payment be for 20778 N HWY 329?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,807/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20778 N HWY 329?+
The most recent tax bill on record (2025) was $1,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Micanopy?+
At $395,000, this home is listed about 59% below the Micanopy median of $970,700. The market section on this page shows how the area is trending.
Which schools are assigned to 20778 N HWY 329?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MICANOPY 32667 market on paper
$395,000 is 16% below the MICANOPY 32667 median of $467,650, and at $277/sqft it sits under the Micanopy average of $2,532.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Micanopy market that averages 131 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of STAR BAY REALTY CORP. · Kennedy Boyer. MLS #O6447530.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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