CENTURY 21 Edge
$160,000≈$1,185 /mo all-in ↓

PENNSYLVANIA AVENUE, MIMS, FL, 32754

Active5 days on marketListed Oct 6, 2026MLS #O6447635

✦ Priced 51% below the MIMS 32754 medianWaterfrontINDIAN RIVER PARK

About this home

PENNSYLVANIA AVENUE

The nearly eight acre property sit directly on the Indian River Lagoon, part of the Intracoastal Waterway, offering unmatched privacy, expansive deep water views and a front row seat to Florida's natural beauty and the space coast's premier rocket launches. Buyer to verify zoning, permitted uses, utilities, wetlands/flood zone information, and all development requirements with the appropriate governmental agencies.

Facts & features

The home at a glance

7.97 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$144/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$942
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate6.00%
Loan term

Estimated payment

$1,185/mo

Principal & interest$942
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Indian River Park

Drive times from this address

Orlando Int’l Airport (MCO)≈ 56 min
Downtown Orlando≈ 57 min
Universal Orlando≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mims. See the full Mims guide →

Indian River Park — neighborhood snapshot

Population

3,363

Median age

56

Median income

$74,783

Median home value

$297,772

Avg household

2

Households w/ children

203

For the school run

Brevard County School District

ElementaryPinewood Elementary School★★★★★
MiddleJames Madison Middle School★★★★★
HighAstronaut High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mims market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$463K → $456K

Mims median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Mims, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the MIMS 32754 median. See the full Mims market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $160,000 · 5 days on market since

Reality check

What actually sold near PENNSYLVANIA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3320 GRANTLINE ROADSold · Jan ’26

$375,000

3320 GRANTLINE ROAD · same community

3 bd · 2 ba · 1,522 sqft · $246/sqft · 247 DOM

3565 JOHNS ROADSold · Dec ’25

$555,000

3565 JOHNS ROAD · same community

3 bd · 2 ba · 1,733 sqft · $320/sqft · 135 DOM

4050 GOLDEN SHORES BOULEVARDSold · Apr ’26

$550,000

4050 GOLDEN SHORES BOULEVARD · same community

4 bd · 2 ba · 1,877 sqft · $293/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about PENNSYLVANIA AVENUE — start here.

CallText
bridget.mclennon@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for PENNSYLVANIA AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

PENNSYLVANIA AVENUE FAQs

What would the monthly payment be for PENNSYLVANIA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,185/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on PENNSYLVANIA AVENUE?+

The most recent tax bill on record (2025) was $144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mims?+

At $160,000, this home is listed about 68% below the Mims median of $506,950. The market section on this page shows how the area is trending.

Which schools are assigned to PENNSYLVANIA AVENUE?+

Pinewood Elementary School (elementary), James Madison Middle School (middle), Astronaut High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MIMS 32754 market on paper

$160,000 is 51% below the MIMS 32754 median of $325,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Mims market that averages 68 — if it fits, move quickly.

Keep looking

Similar homes nearby

INDIAN RIVER PARK

$181,800

INDIAN RIVER PARK, MIMS

0 ORLANDO AVENUE

$249,000

0 ORLANDO AVENUE, MIMS

UNKNOWN

$250,000

UNKNOWN, MIMS

Listing courtesy of MUTTER REALTY · James Mutter. MLS #O6447635.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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