CENTURY 21 Edge
$2,675,0004 bd6 ba5,083 sqft$526 /sqft≈$17,600 /mo all-in ↓

4912 YACHT CLUB, TAMPA, FL, 33616

Active6 days on marketListed Oct 6, 2026MLS #O6447707

Private poolSingle Family ResidenceWESTSHORE YACHT CLUB

About this home

4912 YACHT CLUB

Welcome to 4912 Yacht Club Dr., an exceptional residence in master-planned Westshore Yacht Club community. Backing to the community park and just steps from the Bay Club and marina, this beautiful home brings refined coastal living to one of South Tampa's most desirable waterfront communities. Guard-gated security, charming brick-lined streets, and scenic Bayfront walkways create a resort-like setting you'll love coming home to. Mediterranean-inspired architecture welcomes you inside, where an impressive temperature-controlled wine room sets the stage for elegant entertaining. The thoughtfully designed floor plan features a formal living room and dining room, spacious family room, breakfast room, and chef's kitchen complete with an expansive granite breakfast bar, stainless steel KitchenAid appliances, and natural gas cooking. A convenient butler's pantry provides additional prep space and beverage refrigeration, making entertaining effortless. Natural light fills the home through transom windows and French doors, creating a seamless connection between indoor and outdoor living spaces. Step outside to your private courtyard lanai, surrounded by lush landscaping and featuring a sparkling saltwater pool, expansive travertine paver deck, covered dining area, and full pool bath. A beautifully equipped outdoor kitchen with Viking appliances makes this a wonderful setting for year-round entertaining, dining, and relaxation. The first floor also includes a private guest suite with an ensuite bath and direct pool access. Upstairs, the luxurious primary suite is a peaceful retreat featuring its own private terrace, beautifully appointed bath, and generous walk-in closet. The second level also includes a den or home office and two additional guest suites, each with an ensuite bath and terrace access. An expansive media room provides another wonderful space for entertaining, complete with a full wet bar, water views, and private access from the pool and lanai staircase. Additional features include multiple terraces, hardwood flooring, plantation shutters, an elevator, abundant storage, and a three-car garage. Living at Westshore Yacht Club is about so much more than the home — it's a lifestyle. Residents enjoy access to the Bay Club, a full-service 149-slip marina, two resort-style swimming pools, a state-of-the-art fitness center, spa, beautifully maintained parks, and walking trails. The vibrant Marina District brings nearby shopping, dining, and entertainment, while Tampa International Airport, downtown Tampa, and St. Petersburg are all just minutes away. Welcome home to 4912 Yacht Club Dr., where luxury, comfort, and the Florida waterfront lifestyle come together beautifully.

Facts & features

The home at a glance

4

Bedrooms

6

Bathrooms

5,083

Sqft

0.22 ac

Lot size

2006

Year built

Two

Levels

$526

Per sqft

Private poolNegotiable

Inside

FlooringHardwood
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorBalcony · Courtyard · French Doors · Outdoor Kitchen

Community & fees

HOA fee$786/mo
Taxes (2025)$14,601/yr
PetsNo

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,600 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,434
PMI (est., until 20% equity)$1,003
Property tax — 2025 actual bill$1,217
HOA fee — from the listing$786
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $267,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $267,500
Interest rate6.00%
Loan term

Estimated payment

$17,600/mo

Principal & interest$14,434
PMI (est., until 20% equity)$1,003
Property taxes (actual bill)$1,217
HOA / condo fee$786
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.7M
$2.2MedgeAI estimate $2,406,021 · range $2.3M–$2.5M$2.8M

vs edgeAI estimate

+11.2%

$/sqft vs Tampa actives

$526 vs $284

Days on market

6 vs 64 typical

Where $526/sqft sits among the 400 Tampa actives

262
74 · this home
17
15
5
27
$149–353$353–557$557–761$761–964$964–1168$1168+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gandy/sun Bay South

Drive times from this address

Downtown Tampa≈ 13 min
Tampa Int’l Airport (TPA)≈ 23 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Gandy/sun Bay South — neighborhood snapshot

Population

21,434

Median age

39

Median income

$80,354

Median home value

$420,811

Avg household

2

Households w/ children

1,986

For the school run

Hillsborough County School District

MiddleMadison Middle School★★★★★
HighRobinson High School★★★★★
ElementaryAnderson Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

229 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 482% above the TAMPA 33616 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $2,675,000 · 6 days on market since
2006Built · WESTSHORE YACHT CLUB

Reality check

What actually sold near 4912 YACHT CLUB

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6810 S SHAMROCK ROADSold · Feb ’26

$805,000

6810 S SHAMROCK ROAD

4 bd · 3 ba · 3,418 sqft · $236/sqft · 21 DOM

7204 S SAINT PATRICK STREETSold · Jun ’26

$710,000

7204 S SAINT PATRICK STREET

4 bd · 3.5 ba · 2,848 sqft · $249/sqft · 42 DOM

7115 S TRASK STREETSold · Sep ’26

$670,000

7115 S TRASK STREET

4 bd · 3 ba · 2,649 sqft · $253/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4912 YACHT CLUB — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4912 YACHT CLUB — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4912 YACHT CLUB FAQs

What would the monthly payment be for 4912 YACHT CLUB?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,600/mo — principal and interest, the actual property-tax bill, the $786/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4912 YACHT CLUB?+

The association fee works out to $786 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4912 YACHT CLUB?+

The most recent tax bill on record (2025) was $14,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4912 YACHT CLUB?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $2,675,000, this home is listed about 515% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4912 YACHT CLUB?+

Madison Middle School (middle), Robinson High School (high), Anderson Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,675,000 runs 482% above the TAMPA 33616 median — but at 5,083 sqft it's also nearly 3 times the size of the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $786/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 6 days on market in a Tampa market that averages 64 — if it fits, move quickly.

05Strong assigned schools

Madison Middle School, Robinson High School, Anderson Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6447707.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tampa homes, in your inbox

Like 4912 YACHT CLUB but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Angela to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 4:24 AM UTC. The listing information on this page last changed on October 11, 2026 at 4:24 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 4:24 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 4:24 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.