215 8TH TERRACE, VERO BEACH, FL, 32962
Active6 days on marketListed Oct 7, 2026MLS #O6447882
About this home
215 8TH TERRACE
Prepare to be WOWED. Move-in ready, NO HOA, 3/2, 2 car garage, 100% luxury high-end renovations & coastal inspired finishes. Impact windows & skylights, plantation shuttters. Mint condition Travertine floors throughout, crown molding master bed, oversize walk in closet. 2020 roof w/ gutters. Chef's kitchen w/ Sub-Zero refrigerator & Induction cooktop. 2020 A/C, 2025 hybrid water heater. Screened lanai, private fenced yard w/ room for pool. Incl. Epson Projector w/ Bose Surround Sound. Whole home water purification. Close to Vero beaches, shops & historic downtown. MUST SEE HOME.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,697
Sqft
0.28 ac
Lot size
1989
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,292 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,292/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$265 vs $242
Days on market
6 vs 48 typical
Where $265/sqft sits among the 24 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Citrus Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Vero Beach rental listing data — this home’s rate depends on size, condition and furnishing.
The numbers that matter
The Vero Beach market
$441K → $315K
Vero Beach median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
11 of 24
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the Vero Beach median. See the full Vero Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 215 8TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 215 8TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
215 8TH TERRACE FAQs
What would the monthly payment be for 215 8TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,292/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 215 8TH TERRACE?+
The most recent tax bill on record (2025) was $3,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 215 8TH TERRACE be rented short-term?+
Yes — this home sits inside Citrus Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 215 8TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $449,900, this home is listed about 19% above the Vero Beach median of $376,990. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$449,900 runs 19% above the Vero Beach median.
02Zoned for nightly rentals
Citrus Ridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Fresh on the market
Only 6 days on market in a Vero Beach market that averages 48 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL REALTY · Andy Noble. MLS #O6447882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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