4640 EAGLE PEAK DRIVE, KISSIMMEE, FL, 34746
Active3 days on marketListed Oct 7, 2026MLS #O6447956
About this home
4640 EAGLE PEAK DRIVE
Welcome to 4640 Eagle Peak Drive, where your private backyard oasis awaits! This exceptional home features one of the community’s most impressive pools, complete with a six-person spa, an expansive pool deck, and breathtaking views of the lake and conservation area. With abundant space for entertaining and no rear neighbors, this peaceful retreat is perfect for candlelit dinners, morning coffee, or serene relaxing in complete privacy. A preferred lender is offering a credit toward a temporary interest-rate buydown—of 2% below the market rate during the first year and 1% below the market rate during the second year— providing thousands of dollars in savings. Eligibility and terms apply. Located in the desirable Eagle Pointe community, this home offers convenient access to shopping, dining, employment centers, educational opportunities, and Central Florida’s world-famous attractions, including Walt Disney World, Universal Orlando, and SeaWorld. Inside, the spacious split-bedroom floor plan offers comfort and privacy. Brand-new flooring enhances the common areas, while the centrally located kitchen, dining room, and formal living spaces create an inviting and functional layout. Major updates include a 2018 roof, a 2016 HVAC system, and a 2023 water heater. All four bedrooms are large. The primary suite features oversized closets, direct access to the pool through sliding glass doors, beautiful lake and pool views, and a spacious bathroom with an impressive walk-in shower. The covered patio is already plumbed for an outdoor kitchen, as illustrated in the virtually staged photos. Whether used as a primary residence, vacation retreat, or short-term rental opportunity, this stunning Central Florida pool home delivers an extraordinary combination of location, lifestyle, privacy, and potential. Don’t miss your opportunity to make this remarkable home yours!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,915
Sqft
0.18 ac
Lot size
1998
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Kissimmee actives
$209 vs $207
Days on market
3 vs 90 typical
Where $209/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Eagle Pointe, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Eagle Pointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Eagle Pointe is a short-term-rental community. See the full guide →
Eagle Pointe — neighborhood snapshot
Population
1,571
Median age
39
Median income
$67,353
Median home value
$280,200
Avg household
3
Households w/ children
130
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
195 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4640 EAGLE PEAK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$415,000
4599 EAGLET LANE · same community
4 bd · 2 ba · 1,822 sqft · $228/sqft · 21 DOM
Sold · Jan ’26$365,000
4629 EAGLE PEAK DRIVE · same community
4 bd · 3 ba · 1,622 sqft · $225/sqft · 45 DOM
Sold · Apr ’26$365,000
1298 WISPY CYPRESS DRIVE
4 bd · 2.5 ba · 1,918 sqft · $190/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4640 EAGLE PEAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4640 EAGLE PEAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4640 EAGLE PEAK DRIVE FAQs
What would the monthly payment be for 4640 EAGLE PEAK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,183/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4640 EAGLE PEAK DRIVE?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4640 EAGLE PEAK DRIVE?+
The most recent tax bill on record (2025) was $5,623. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4640 EAGLE PEAK DRIVE be rented short-term?+
Yes — this home sits inside Eagle Pointe, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4640 EAGLE PEAK DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $399,947, this home is listed about 6% above the Kissimmee median of $377,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4640 EAGLE PEAK DRIVE?+
Sunrise Elementary School (elementary), Kissimmee Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,947 runs 19% above the KISSIMMEE 34746 median.
02Zoned for nightly rentals
Eagle Pointe is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 3 days on market in a Kissimmee market that averages 90 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GREAT WESTERN REALTY · Jarrett West. MLS #O6447956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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