118 HUNTINGTON DRIVE, GEORGETOWN, FL, 32139
Active5 days on marketListed Oct 8, 2026MLS #O6448240
About this home
118 HUNTINGTON DRIVE
Seize this incredible opportunity to own your very own piece of paradise! This oversized 15,246 sq ft parcel offers the ultimate canvas to build your dream custom home or place a manufactured home—completely free of current Putnam County impact fees. Perfectly situated in the highly desirable Georgetown Cove community, this property delivers an unmatched coastal and outdoor lifestyle. An adjoining 12,197 sq ft lot at 116 Huntington Dr is also available, presenting a rare chance for builders or investors to secure a massive 0.63-acre contiguous package. Enjoy private, deeded access to a spectacular 10-acre waterfront community park directly on Lake George. The gated community commons area features a private boat ramp, fishing pier, picnic pavilion, outdoor kitchen, grills, and a fish-cleaning station. Launch your boat into Lake George with seamless deepwater access navigating to the St. Johns River and Crescent Lake. Explore nearby camping, hiking, and wildlife viewing at the Lake George Wildlife Management Area.
Facts & features
The home at a glance
0.35 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$228K → $140K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 118 HUNTINGTON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
101 SE 3RD STREET · same community
3 bd · 2 ba · 1,490 sqft · $178/sqft · 47 DOM
Sold · Mar ’26$340,000
133 SEMINOLE TRAIL
2 bd · 1 ba · 1,247 sqft · $273/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 118 HUNTINGTON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 118 HUNTINGTON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
118 HUNTINGTON DRIVE FAQs
What would the monthly payment be for 118 HUNTINGTON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $260/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 118 HUNTINGTON DRIVE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 118 HUNTINGTON DRIVE?+
The most recent tax bill on record (2025) was $167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 118 HUNTINGTON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Georgetown?+
At $12,910, this home is listed about 96% below the Georgetown median of $322,500. The market section on this page shows how the area is trending.
Which schools are assigned to 118 HUNTINGTON DRIVE?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GEORGETOWN 32139 market on paper
$12,910 is 14% below the GEORGETOWN 32139 median of $15,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Georgetown market that averages 127 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Felix Mercado. MLS #O6448240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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