2040 PROSPECT AVENUE, ORLANDO, FL, 32814
Active2 days on marketListed Oct 8, 2026MLS #O6448429
About this home
2040 PROSPECT AVENUE
MODEL-PERFECT END-UNIT IN THE HEART OF BALDWIN PARK! If you’ve been waiting for a townhome that feels more like a luxury home than a typical attached residence, STOP HERE! This stunning three-story, 3-bedroom, 3½-bath end-unit is overflowing with pride of ownership and loaded with designer upgrades, beautiful finishes and thoughtful details throughout. And the location? Just TWO BLOCKS from the Baldwin Park Village Center! From the moment you step inside, the difference is obvious. Real hardwood flooring, volume ceilings, crown molding, custom finishes and abundant natural light create an elegant yet comfortable atmosphere throughout all three levels. As an end unit, this home enjoys extra windows and exceptional natural light, while two covered patios provide wonderful outdoor living space. The first floor offers incredible flexibility with a private bedroom/full-bath suite, perfect for guests, a home office, roommate, multigenerational living or anyone wanting their own separate space. It also features a covered patio, enormous storage closet and direct access to the oversized attached two-car garage. Head upstairs and prepare to be impressed! The main living level features a spectacular open-concept design with a spacious great room, dining area and a gorgeous upgraded kitchen featuring solid-wood cabinetry, dramatic black granite countertops, beautiful marble island, Samsung stainless-steel appliances, custom sink and designer fixtures. The great room opens directly to the second covered patio, creating an ideal setting for entertaining or simply relaxing at the end of the day. A beautifully appointed half bath completes this level. The third floor is your private retreat. The luxurious primary suite features a walk-in closet with custom closet organizers and an upgraded primary bath with dual vanities and an oversized custom shower. The secondary bedroom has its own full bath, while a versatile bonus room separates the bedrooms and is perfect for a home office, den, study, playroom, gym or second living area. The laundry/utility room is also conveniently located upstairs. This is NOT your basic Baldwin Park townhome. Meticulously maintained and truly move-in ready, this home combines sophisticated design, functionality and one of Baldwin Park’s most desirable locations. And then there’s the lifestyle! Baldwin Park offers three community pools, parks, fitness facilities, playgrounds, scenic bike/run paths and the vibrant Village Center filled with restaurants, shopping and neighborhood conveniences. Lake Baldwin is just minutes away, offering beautiful walking and running trails and a dog-friendly beach. Walk to the Village. Walk to the pool. Walk to fitness, dining and shopping. Come home to luxury. If you want the best of Baldwin Park without the maintenance and price tag of a detached home, this exceptional end-unit townhome deserves to be at the top of your list!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,021
Sqft
0.03 ac
Lot size
2
Garage
2011
Year built
Three Or More
Levels
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,111 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,111/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs Orlando actives
$369 vs $237
Days on market
2 vs 66 typical
Where $369/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Baldwin Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Baldwin Park — neighborhood snapshot
Population
9,549
Median age
38
Median income
$150,850
Median home value
$740,528
Avg household
2
Households w/ children
1,013
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
196 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the ORLANDO 32814 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 2040 PROSPECT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$675,000
2066 BRINK ALLEY · same community
3 bd · 3.5 ba · 2,123 sqft · $318/sqft · 76 DOM
Sold · Jul ’26$600,000
1865 BRITLYN ALLEY · same community
3 bd · 3.5 ba · 2,390 sqft · $251/sqft · 137 DOM
Sold · Jun ’26$635,000
1894 PROSPECT AVENUE · same community
3 bd · 3.5 ba · 2,420 sqft · $262/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2040 PROSPECT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2040 PROSPECT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2040 PROSPECT AVENUE FAQs
What would the monthly payment be for 2040 PROSPECT AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,111/mo — principal and interest, the actual property-tax bill, the $574/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2040 PROSPECT AVENUE?+
The association fee works out to $574 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2040 PROSPECT AVENUE?+
The most recent tax bill on record (2025) was $929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2040 PROSPECT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $745,000, this home is listed about 96% above the Orlando median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2040 PROSPECT AVENUE?+
Glenridge Middle (middle), Baldwin Park Elementary (elementary), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$745,000 runs 30% above the ORLANDO 32814 median — but at 2,021 sqft it's also 30% larger than the typical Orlando listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $574/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 2 days on market in a Orlando market that averages 66 — if it fits, move quickly.
05Strong assigned schools
Glenridge Middle, Baldwin Park Elementary, Winter Park High — Baldwin Park Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX 200 REALTY · John Muccigrosso, Pa. MLS #O6448429.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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