
10430 LAKE COTTAGE LANE, ORLANDO, FL, 32836
Active4 days on marketListed Oct 13, 2026MLS #O6448501
About this home
10430 LAKE COTTAGE LANE
Virtually Staged. Rare Lake Sheen lakefront estate opportunity on the Butler Chain of Lakes! An exceptional opportunity to build a custom luxury lakefront residence on one of the most compelling properties along Lake Cottage Lane. Featuring an oversized homesite, expansive Lake Sheen views, sandy shoreline, private dock and boatlift, this remarkable property offers an extraordinary setting for a future lakefront estate. An existing two-bedroom, 1.5-bath cottage currently occupies the property. Tucked along Lake Cottage Lane, a private passage serving only four residences, the property offers a rare combination of privacy, scale and direct access to one of Central Florida’s most desirable boating destinations. Set directly on Lake Sheen, one of the 13 interconnected lakes comprising the renowned Butler Chain of Lakes, this property places an extraordinary recreational lifestyle right at your doorstep. The Butler Chain encompasses approximately 5,000 acres of interconnected waterways, offering exceptional opportunities for boating, fishing, waterskiing, paddleboarding, kayaking and exploring by boat. Lake Sheen is particularly prized for its clear water, sandy-bottom areas and relaxed character, creating an idyllic setting for active lake days and peaceful waterfront living. With no neighboring residence immediately on that side, the adjacent park creates an unusually open and private setting, allowing the lake, sky and natural surroundings to take center stage. It is a distinctive advantage that is difficult to replicate on the Butler Chain. The sandy shoreline with gradual water entry is another exceptional feature, providing an inviting connection to the lake for swimming, paddleboarding, kayaking and enjoying the water from your backyard. Mature cypress trees along the shoreline add beauty, shade and classic Florida lakefront character. A private dock and boatlift provide access to Lake Sheen and the entire Butler Chain, while a gated community boat ramp is approximately 300 feet away. For the discerning buyer envisioning a future custom residence, the oversized homesite is the centerpiece of this offering. Its generous dimensions provide remarkable potential to create a substantial lakefront estate with a custom residence, pool, expansive outdoor living spaces, landscaping and ample parking, thoughtfully designed to capture the spectacular lake views and waterfront setting. The sellers’ existing home plans are available to share with the buyer, offering inspiration and a starting point for envisioning a custom lakefront estate. Buyers should independently verify lot dimensions, building potential, setbacks, permitting requirements and any applicable restrictions to determine the feasibility of their intended plans. Adding to the property's appeal, it is not subject to the standard Lake Sheen Reserve HOA assessment or many of the community’s architectural restrictions, providing greater freedom and flexibility when planning a future residence. All of this is set in a desirable Orlando location, convenient to Windermere, Disney, Universal, Epic Universe, premier shopping, dining and entertainment, yet remarkably peaceful once you arrive at your private lakefront retreat. A rare opportunity to create a legacy lakefront estate on Lake Sheen and experience the best of the Butler Chain of Lakes.
Facts & features
The home at a glance
0.64 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,715 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,715/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32836 — neighborhood snapshot
Population
24,648
Median age
39.3
Median income
$111,921
Median home value
$637,300
Avg household
2.72
Households w/ children
3,070
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the ORLANDO 32836 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10430 LAKE COTTAGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$412,500
10206 FALLSGROVE STREET
3 bd · 2.5 ba · 1,491 sqft · $277/sqft · 17 DOM
Sold · Jul ’26$370,000
10116 FALLSGROVE STREET
3 bd · 2.5 ba · 1,491 sqft · $248/sqft · 324 DOM
Sold · May ’26$415,000
10250 FALLSGROVE STREET
3 bd · 2.5 ba · 1,578 sqft · $263/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10430 LAKE COTTAGE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10430 LAKE COTTAGE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10430 LAKE COTTAGE LANE FAQs
What would the monthly payment be for 10430 LAKE COTTAGE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,715/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10430 LAKE COTTAGE LANE?+
The most recent tax bill on record (2025) was $10,310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10430 LAKE COTTAGE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $2,200,000, this home is listed about 479% above the Orlando median of $379,999. The market section on this page shows how the area is trending.
Which schools are assigned to 10430 LAKE COTTAGE LANE?+
Sand Lake Elementary (elementary), Lake Buena Vista High School (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,200,000 runs 122% above the ORLANDO 32836 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Orlando market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Marc Shamley. MLS #O6448501.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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