1028 INDIAN OAKS W, HOLLY HILL, FL, 32117
Active9 days on marketListed Oct 29, 2026MLS #O6448552
About this home
1028 INDIAN OAKS W
Welcome to this charming and well-maintained 2-bedroom, 2-bathroom ranch-style home in the desirable Cherokee Park community of Holly Hill! Offering approximately 1,510 square feet of living space, an attached 2-car garage, and a versatile floor plan, this home combines comfort, functionality, and exceptional outdoor living. Step inside to find a spacious, inviting living area with a cozy fireplace, perfect for relaxing or entertaining. The kitchen offers granite countertops, stainless steel appliances, and ample space for everyday meal preparation. Both bedrooms are generously sized, and the additional home office and Florida room offer flexible space for working from home, entertaining guests, or simply enjoying the peaceful surroundings. The true highlight of this property is its private backyard oasis! Enjoy your own in-ground swimming pool, custom deck, fenced backyard, and mature landscaping, all complemented by beautiful views of the neighboring park and tranquil pond. Whether hosting weekend gatherings, relaxing poolside, or enjoying your morning coffee overlooking the water, this outdoor retreat offers an exceptional combination of privacy, relaxation, and natural beauty. The screened outdoor living area provides additional space to unwind and enjoy Florida's year-round sunshine. In an established residential neighborhood, this property offers a peaceful setting while staying close to shopping, dining, entertainment, major highways, and the beautiful beaches of the greater Daytona Beach area. With NO HOA fees and NO CDD assessments, you'll enjoy added flexibility and freedom without the burden of additional community fees. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, this property offers an attractive combination of location, lifestyle, and value. Don't miss your opportunity to own this inviting Florida pool home with beautiful water views. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,510
Sqft
0.18 ac
Lot size
1979
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,152 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,152/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.2%
$/sqft vs Holly Hill actives
$232 vs $184
Days on market
9 vs 42 typical
Where $232/sqft sits among the 51 Holly Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holly Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holly Hill. See the full Holly Hill guide →
HOLLY HILL 32117 — neighborhood snapshot
Population
30,955
Median age
41
Median income
$56,419
Median home value
$191,500
Avg household
2.36
Households w/ children
3,374
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holly Hill market
$237K → $250K
Holly Hill median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
29 of 51
Holly Hill actives have cut their price
Median sold price, Holly Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the HOLLY HILL 32117 median. See the full Holly Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 1028 INDIAN OAKS W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$273,000
324 DIXIE DRIVE
3 bd · 2 ba · 1,497 sqft · $182/sqft · 83 DOM
Sold · Mar ’26$220,000
1119 EDITH DRIVE
3 bd · 2 ba · 1,481 sqft · $149/sqft · 67 DOM
Sold · Mar ’26$257,000
312 HOPKINS AVENUE
3 bd · 2 ba · 1,476 sqft · $174/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1028 INDIAN OAKS W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1028 INDIAN OAKS W — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1028 INDIAN OAKS W FAQs
What would the monthly payment be for 1028 INDIAN OAKS W?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,152/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1028 INDIAN OAKS W?+
The most recent tax bill on record (2025) was $5,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1028 INDIAN OAKS W?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holly Hill?+
At $349,900, this home is listed about 33% above the Holly Hill median of $264,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1028 INDIAN OAKS W?+
Holly Hill Elementary (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOUWZER INC · Daniel Robinson. MLS #O6448552.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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