1349 WHITNEY ISLES DRIVE, WINDERMERE, FL, 34786
Active12 days on marketListed Oct 8, 2026MLS #O6448607
About this home
1349 WHITNEY ISLES DRIVE
Welcome to this beautifully renovated 5-bedroom home located in the gated community of Whitney Isles at Belmere in Windermere. Freshly painted and move-in ready, this spacious residence offers a versatile floor plan with generous living areas, privacy, and flexibility throughout. The main level features formal living and dining rooms along with a spacious gourmet kitchen complete with granite countertops, stainless steel appliances, abundant cabinetry, and a large pantry. Multiple bedrooms are located on the first floor, including the primary suite overlooking the private fenced backyard. An additional flexible room provides the perfect option for a home office, guest room, or additional living space. Upstairs, you’ll find a rare private secondary primary suite offering additional separation and privacy, along with plenty of space for a bedroom and sitting area. Additional features include wood and tile flooring throughout the main living areas, bedroom carpeting installed approximately one year ago, a private fenced backyard, and an oversized side-entry driveway offering ample parking. Whitney Isles at Belmere offers a beautiful gated community setting in highly sought-after Windermere with convenient access to shopping, dining, major roadways, and area attractions. Home Features: • 5 bedrooms • Freshly painted interior • Beautifully renovated • Gourmet kitchen with granite countertops • Stainless steel appliances • Large pantry • Wood and tile flooring in main living areas • Bedroom carpeting approximately one year old • Formal living and dining rooms • Flexible office or guest space • First-floor primary suite • Private upstairs secondary primary suite • Private fenced backyard • Oversized side-entry driveway • Gated community
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,106
Sqft
0.21 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Windermere actives
$1 vs $348
Days on market
12 vs 74 typical
Where $1/sqft sits among the 225 Windermere actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belmere
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Windermere. See the full Windermere guide →
Belmere — neighborhood snapshot
Population
1,288
Median age
46
Median income
$113,300
Median home value
$767,100
Avg household
3
Households w/ children
205
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Windermere market
$875K → $850K
Windermere median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
116 of 225
Windermere actives have cut their price
Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINDERMERE 34786 median. See the full Windermere market guide →
Paper trail
This home's history
Reality check
What actually sold near 1349 WHITNEY ISLES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$925,000
1451 WHITNEY ISLES DRIVE · same community
4 bd · 3.5 ba · 3,938 sqft · $235/sqft · 102 DOM
Sold · Oct ’26$1,450,000
2617 BUTLER BAY DRIVE N
4 bd · 4 ba · 3,086 sqft · $470/sqft · 44 DOM
Sold · Apr ’26$800,000
3352 BEAZER DRIVE
5 bd · 3 ba · 3,076 sqft · $260/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1349 WHITNEY ISLES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1349 WHITNEY ISLES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1349 WHITNEY ISLES DRIVE FAQs
What would the monthly payment be for 1349 WHITNEY ISLES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1349 WHITNEY ISLES DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Windermere?+
At $3,795, this home is listed about 100% below the Windermere median of $1,130,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1349 WHITNEY ISLES DRIVE?+
Lake Whitney Elementary (elementary), West Orange High (high), Sunridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIC REALTY LLC · Sanjay Khatri. MLS #O6448607.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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